St. Charles County property record for 26 Terre Verte Ct, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,150 sqft · built 1999 |
| Lot Size | 0.289 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Jun 2016) |
| Tax Bill | $4,196 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A973001470 |
| Primary APN | A973001470 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,150 sqft Living Area |
| 1st Floor Area | 1,165 sqft |
| Basement Area | 1,141 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Lot Area | 12,632 sqft (0.289 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 200 sqft |
| Patio Area | 152 sqft |
| Sewer | Connected |
|---|
| Account Number | A973001470 |
|---|---|
| Old Parcel Number | A973001470 |
| Street Address | 26 TERRE VERTE CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-1217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AD9 |
| Legal Description | EMERALD PL #3 LOT 337 |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | EMERALD PL #3 |
| Legal Lot Number | 337 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | COTTLEVILLE |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 311114 |
Source: St. Charles County records · APN A973001470
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 26 TERRE VERTE CT, SAINT CHARLES, MO 63304-1217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAPGROW HOME MORTGAGE LLC |
| Jan 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 16, 2016 · Amount on Record |
| Deed Sale | Jun 16, 2016 · Amount on Record |
| Prior Sale | Jun 16, 2016 |
| Deed Document Number | 0065571834 |
| Deed Book / Page | 6557 / 1834 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 26 TERRE VERTE CT, SAINT CHARLES, MO 63304-1217 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | TOUCHSTONE TITLE & ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 26 TERRE VERTE CT, SAINT CHARLES, MO 63304-1217 |
| Document Number | 0000598540 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 7375/1515 |
| Instrument | 20200819000598540 |
| Name | CAPGROW HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 26 TERRE VERTE CT, SAINT CHARLES, MO 63304-1217 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 26 TERRE VERTE CT, SAINT CHARLES, MO 63304-1217 |
| Document Number | 0000005687 |
|---|---|
| Date | Jan 28, 2022 |
| Instrument | 2022R-005687 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2042 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,196.00 | $70,759 (+13.1%) | $372,418 (+13.1%) Land $75,000 Building $297,418 |
| 2023 | $62,562 | ||
| 2022 | $329,276 Land $60,000 Building $269,276 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: WH i3B Bidco LLC/WH i3B Topco, Wisper ISP.
Based on FCC filings for 193 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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