St. Charles County property record for 25 Terre Verte Ct, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,713 sqft · built 1999 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,007 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | A973001469 |
| Primary APN | A973001469 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,713 sqft Living Area |
| 1st Floor Area | 1,439 sqft |
| Basement Area | 1,339 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Lot Area | 11,761 sqft (0.269 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 14 sqft |
| Patio Area | 524 sqft |
| Account Number | A973001469 |
|---|---|
| Old Parcel Number | A973001469 |
| Street Address | 25 TERRE VERTE CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-1217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AD9 |
| Legal Description | EMERALD PL #3 LOT 336 |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | EMERALD PL #3 |
| Legal Lot Number | 336 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | COTTLEVILLE |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 311114 |
Source: St. Charles County records · APN A973001469
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 25 TERRE VERTE CT, SAINT CHARLES, MO 63304-1217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage BANK OF FRANKLIN COUNTY |
| Dec 16, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 30, 2025 |
| Deed Sale | Oct 30, 2025 |
| Prior Sale | Dec 16, 2022 |
| Deed Document Number | 2025R-048533 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 30, 2025 |
| Property Address | 25 TERRE VERTE CT, SAINT CHARLES, MO 63304-1217 |
| Document Number | 0000048533 |
| Map Reference | MB 33 PG 359 |
| Instrument Date | Oct 23, 2025 |
| Instrument | 2025R-048533 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2025 |
| Title Company | TITLE PREMIER LLC, TITLE PREMIER |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 MISTY RIDGE CT, SAINT CHARLES, MO 63304-7279 |
| Name | Verified Name |
|---|---|
| Address | 25 TERRE VERTE CT, SAINT CHARLES, MO 63304-1217 |
| Document Number | 0000048534 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 2025R-048534 |
| Name | BANK OF FRANKLIN COUNTY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 16, 2022 |
| Property Address | 25 TERRE VERTE CT, SAINT CHARLES, MO 63304-1217 |
| Document Number | 0000066340 |
| Map Reference | MB 33 PG 359-362 |
| Instrument Date | Dec 13, 2022 |
| Instrument | 2022R-066340 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25 TERRE VERTE CT, SAINT CHARLES, MO 63304-1217 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 25 TERRE VERTE CT, SAINT CHARLES, MO 63304-1217 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,007.00 | $84,520 (+12.41%) | $444,841 (+12.41%) Land $75,000 Building $369,841 |
| 2023 | $75,192 | ||
| 2022 | $395,748 Land $60,000 Building $335,748 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111142, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 193 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: WH i3B Bidco LLC/WH i3B Topco, Wisper ISP.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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