26 Summit Cir, Stillwater, OK 74075 Property Records

Payne County property record for 26 Summit Cir, Stillwater, OK 74075

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,150 sqft · built 1961
Lot Size	0.263 acres (11,475 sqft)
Owner	2 Individual Names on File
Last Sale	$104,000 (Apr 2012)
Tax Bill	$1,718 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`19N02E-13-1-SS440-004-0003`

Property Details

APN / Parcel Number

Primary APN	`19N02E-13-1-SS440-004-0003`
Alternative APNs	`600016589` `16589`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,150 sqft Living Area
1st Floor Area	1,150 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,475 sqft (0.263 acres)
Lot Dimensions	135 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	476 sqft
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16589
Street Address	26 SUMMIT CIR
City	STILLWATER
State	OK
Zip	74075-8233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SKYLINE ADD BLK 4 LOT 3
Legal Range	02E
Legal Township	19N
Legal Section	13
Legal Subdivision	SKYLINE ADD
Legal Block	4
Legal Lot Number	3
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	4
Census Block	4003
Census Tract	10600

Owner

26 Summit Cir is owned and occupied by two individuals who bought it in April 2012.

Source: Payne County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26 SUMMIT CIR, STILLWATER, OK 74075-8233
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage OKLAHOMA COMMUNITY FCU
Apr 7, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2012 · Amount on File
Deed Sale	Apr 23, 2012 · Amount on File
Deed Document Number	20125756
Deed Book / Page	2014 / 863
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	26 SUMMIT CIR, STILLWATER, OK 74075-8233
Transaction Type	Mortgage
Record Updated	Mar 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026660423
Date	Nov 23, 2021
Book Page	2666/423
Instrument	2021-124980

Lender

Name	OKLAHOMA COMMUNITY FCU
Type	Credit Union
Address	STILLWATER, OK 74076

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 10, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Apr 7, 2017
Property Address	26 SUMMIT CIR, STILLWATER, OK 74075-8233
Document Number	0023880016
Book / Page	2388 / 0016
Instrument Date	Apr 5, 2017
Instrument	2017-004090
Transaction Type	Transfer
Record Updated	Mar 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 SUMMIT CIR, STILLWATER, OK 74075-8233

Tax Assessment & Valuation

The 2025 property tax bill for 26 Summit Cir was $1,718 with a homeowner's exemption, up 4.6% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,809 (+10.25%) Land $4,430 Building $13,379	$156,226 Land $38,866 Building $117,360
2025	$1,718.00 (+4.56%)	$16,154 (-) Land $3,577 Building $12,577
2024	$1,643.00 (+5.25%)	$16,154 (+5.01%) Land $3,577 Building $12,577	$191,900 (+15.76%) Land $42,500 Building $149,400
2023	$1,561.00 (+5.26%)	$15,384 (+5%) Land $3,248 Building $12,136	$165,780 (+11.77%) Land $35,000 Building $130,780
2022	$1,483.00	$14,652 Land $3,457 Building $11,195	$148,320 Land $35,000 Building $113,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 26 Summit Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Summit Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Oklahoma
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Centranet.

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