19 Summit Cir, Stillwater, OK 74075 Property Records

Payne County property record for 19 Summit Cir, Stillwater, OK 74075

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,675 sqft · built 1962
Lot Size	0.241 acres (10,504 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Jul 2014)
Tax Bill	$2,068 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19N02E-13-1-SS440-003-0002`

Property Details

APN / Parcel Number

Primary APN	`19N02E-13-1-SS440-003-0002`
Alternative APNs	`600016606` `16606`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,675 sqft Living Area
1st Floor Area	1,675 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Aluminum Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,504 sqft (0.241 acres)
Lot Dimensions	144 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	550 sqft

Exterior Amenities

Porch	Slab
Porch Area	165 sqft
Shed	1 Shed
Shed Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16606
Street Address	19 SUMMIT CIR
City	STILLWATER
State	OK
Zip	74075-8234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SKYLINE ADD BLK 3 LOT 2
Legal Range	02E
Legal Township	19N
Legal Section	13
Legal Subdivision	SKYLINE ADD
Legal Block	3
Legal Lot Number	2
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	4
Census Block	4001
Census Tract	10600

Owner

19 Summit Cir is owned and occupied by two individuals who bought it in July 2014.

Source: Payne County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19 SUMMIT CIR, STILLWATER, OK 74075-8234
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2014 · Amount on File
Deed Sale	Jul 14, 2014 · Amount on File
Deed Document Number	201474434
Deed Book / Page	2195 / 973
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Jul 30, 2018
Property Address	19 SUMMIT CIR, STILLWATER, OK 74075-8234
Document Number	0024660591
Book / Page	002466 / 000591
Instrument Date	Jul 26, 2018
Instrument	9471
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	OKLAHOMA CLOSING AND TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19 SUMMIT CIR STILLWATER OK 740758234, STILLWATER, OK 74075-8234

Mortgage

Document Number	24660592
Date	Jul 30, 2018
Book Page	002466/000592
Instrument	9472

Lender

Name	EXCHANGE BK
Type	Bank
Address	STILLWATER, OK 74074

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 19 Summit Cir was $2,068, up 4.6% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,438 (+10.25%) Land $4,804 Building $16,634	$188,057 Land $42,145 Building $145,912
2025	$2,068.00 (+4.6%)	$19,445 (-) Land $3,881 Building $15,564
2024	$1,977.00 (+5.22%)	$19,445 (+5%) Land $3,881 Building $15,564	$212,940 (+14.61%) Land $42,500 Building $170,440
2023	$1,879.00 (+5.27%)	$18,519 (+5%) Land $3,488 Building $15,031	$185,790 (+9.71%) Land $35,000 Building $150,790
2022	$1,785.00	$17,637 Land $3,645 Building $13,992	$169,350 Land $35,000 Building $134,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19 Summit Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Summit Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Oklahoma
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Centranet.

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