Lawrence County property record for 26 Sims Ln, Loretto, TN 38469
| Property Type | Commercial |
|---|---|
| Details | 1 ba · 4,600 sqft · built 2008 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $26,000 (Mar 2008) |
| Tax Bill | $901 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 050133 00710 |
| Primary APN | 050133 00710 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 4,600 sqft Total Area |
| 1st Floor Area | 4,600 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Metal |
| Lot Area | 174,240 sqft (4 acres) |
| Cooling System | None |
|---|
| Street Address | 26 SIMS LN |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-2552 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | DISTRICT: 5 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3069 |
| Census Tract | 960700 |
Source: Lawrence County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 WARD RD, LORETTO, TN 38469-3030 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF LAWRENCE COUNTY A BRANC |
| Dec 7, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF FRANKEWING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2008 · Amount on Record |
| Deed Sale | Mar 18, 2008 · Amount on Record |
| Deed Document Number | 00RB286611 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 26 SIMS LN, LORETTO, TN 38469-2552 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Title Company | TITLE CTR/SOUTH, TITLE CENTER OF THE SOUTH |
| Name | Verified Name |
|---|---|
| Address | 15 WARD RD, LORETTO, TN 38469-3030 |
| Document Number | 0000073687 |
|---|---|
| Date | Feb 14, 2024 |
| Book Page | 736/87 |
| Instrument | 24000719 |
| Name | CITIZENS BANK OF LAWRENCE COUNTY A BRANC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Feb 15, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 26 SIMS LN, LORETTO, TN 38469-2552 |
| Document Number | 523166 |
| Book / Page | 000523 / 000166 |
| Instrument Date | Dec 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 WARD RD LORETTO TN 384693030, LORETTO, TN 38469-3030 |
| Document Number | 523166 |
|---|---|
| Date | Dec 18, 2017 |
| Book Page | 000523/000166 |
| Instrument | 6344 |
| Name | BANK OF FRANKEWING |
|---|---|
| Type | Bank |
| Address | PULASKI, TN 38478 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lawrence County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $901.00 | $44,800 (-) Land $10,400 Building $34,400 | |
| 2023 | $901.00 | $44,800 (-) Land $10,400 Building $34,400 | |
| 2022 | $901.00 | $44,800 Land $10,400 Building $34,400 | $112,000 Land $26,000 Building $86,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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