Lawrence County property record for 11 Sims Ln, Loretto, TN 38469
| Property Type | Commercial |
|---|---|
| Details | 4 ba · 12,500 sqft · built 2007 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Mar 2025) |
| Tax Bill | $1,477 (2025) |
| Deeds & Mortgages | Mar 2025 Sale & Mortgage Dec 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 050133 00602 |
| Primary APN | 050133 00602 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 12,500 sqft Total Area |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Metal |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 261,360 sqft (6 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 11 SIMS LN |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-2552 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | DISTRICT: 5 |
| Legal Subdivision | US HWY 43 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3068 |
| Census Tract | 960700 |
Source: Lawrence County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11 SIMS LN, LORETTO, TN 38469-2552 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2025 | Warranty Deed, Transfer · Commercial Mortgage HERITAGE BANK & TRUST |
| Dec 31, 2024 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2025 · Amount on Record |
| Deed Sale | Mar 12, 2025 · Amount on Record |
| Prior Sale | Dec 31, 2024 · Amount on Record |
| Deed Document Number | 20251352 |
| Deed Book / Page | 776 / 14 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Mar 12, 2025 |
| Property Address | 11 SIMS LN, LORETTO, TN 38469-2552 |
| Document Number | 0000077614 |
| Book / Page | 776 / 14 |
| Instrument Date | Mar 11, 2025 |
| Instrument | 25001352 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,110.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 SIMS LN, LORETTO, TN 38469-2552 |
| Document Number | 0000077645 |
|---|---|
| Date | Mar 12, 2025 |
| Book Page | 776/45 |
| Instrument | 25001355 |
| Name | HERITAGE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | 217 S JAMES M CAMPBELL BLVD, COLUMBIA, TN 38401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 11, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Dec 31, 2024 |
| Property Address | 11 SIMS LN, LORETTO, TN 38469-2552 |
| Document Number | 0000769368 |
| Book / Page | 769 / 368 |
| Instrument Date | Dec 31, 2024 |
| Instrument | 24007097 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $24.42 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 232 SMITH CIR, LORETTO, TN 38469-2374 |
Source: Lawrence County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,477.00 | $73,475 Land $8,100 Building $65,375 | |
| 2024 | Additional exemption filed | ||
| 2023 | Additional exemption filed | ||
| 2022 | $293,900 Land $32,400 Building $261,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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