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26 S Commonwealth Ave, Elgin, IL 60123 Property Records

Kane County property record for 26 S Commonwealth Ave, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,703 sqft · built 1936
Lot Size0.152 acres (6,600 sqft)
Owner2 Individual Names on File
Last Sale$265,000 (Aug 2021)
Tax Bill$6,724 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-14-305-014

Property Details

APN / Parcel Number

Primary APN06-14-305-014

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories5 Stories
Building Area1,703 sqft Living Area
Gross Area2,745 sqft
Basement Area1,042 sqft

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Architectural StyleCape Cod
Construction TypeFrame
Lot Area6,600 sqft (0.152 acres)
Lot Dimensions132 ft deep x 50 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address26 S COMMONWEALTH AVE
CityELGIN
StateIL
Zip60123-6117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWASHINGTON HEIGHTS ADDN LOT 6 BLOCK 17
Legal SubdivisionASHINGTON HEIGHTS ADDN
Legal Block17
Legal Lot Number6
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3002
Census Tract851101

Owner

Source: Kane County records · APN 06-14-305-014

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address26 S COMMONWEALTH AVE, ELGIN, IL 60123-6117
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2021Warranty Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC
Mar 03, 2021Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 26, 2021 · Amount on Record
Deed SaleAug 26, 2021 · Amount on Record
Prior SaleOct 04, 2016 · Amount on Record
Deed Document Number202165521
Record UpdatedSep 20, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 26, 2021
Property Address26 S COMMONWEALTH AVE, ELGIN, IL 60123-6117
Document Number0000065521
Instrument DateAug 09, 2021
Instrument2021K065521
Transaction TypeTransfer
Record UpdatedSep 01, 2021
Title CompanyCARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$265.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 S COMMONWEALTH AVE, ELGIN, IL 60123-6117

Mortgage

Document Number0000065522
DateAug 26, 2021
Instrument2021K065522
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address26 S COMMONWEALTH AVE, ELGIN, IL 60123-6117
Transaction TypeMortgage
Record UpdatedMar 23, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016484
DateMar 03, 2021
Instrument2021K016484
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term307 Months
DueOct 01, 2046

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,724.00 (+15.85%) Homeowner's exemption
2024$88,548 (+21.39%) Land $14,313 Building $74,235$265,750 (+21.44%) Land $42,956 Building $222,794
2022$5,804.00 (+4.6%) Homeowner's exemption$72,944 (+6.96%) Land $11,791 Building $61,153$218,832 (+6.96%) Land $35,373 Building $183,459
2021$5,549.00 Homeowner's exemption$68,198 Land $11,024 Building $57,174$204,594 Land $33,072 Building $171,522

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 637 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
AT&TDSL100 / 20

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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