26 Rum Cherry Rd, Malta (Ballston Spa), NY 12020 Property Records

Saratoga County and Malta Town property record for 26 Rum Cherry Rd, Malta, NY 12020

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,974 sqft · built 1987
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on Record
Last Sale$345,000 (Jul 2021)
Tax Bill$5,761 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
APN414089 230.6-2-8

Property Details

APN / Parcel Number

Primary APN414089 230.6-2-8
Alternative APN
  • 408923000600020080000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,974 sqft Living Area
1st Floor Area948 sqft
2nd Floor Area798 sqft
Upper Floors Area228 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area15,682 sqft (0.36 acres)
Lot Width75.6 ft Width
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area292 sqft
Patio Area268 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address26 RUM CHERRY RD
CityMALTA
StateNY
Zip12020-4369
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDD
Legal DescriptionSIDE: S LOT 1342
Legal Block2
Legal Lot Number8.000
JurisdictionSARATOGA NY
Township / Civil DivisionMALTA
Census Block Group2
Census Block2000
Census Tract61907

Owner

Source: Saratoga County and Malta Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address26 RUM CHERRY RD, BALLSTON SPA, NY 12020-4369
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 20, 2021 · Amount on Record
Deed SaleJul 20, 2021 · Amount on Record
Prior SaleJul 20, 2006 · Amount on Record
Deed Document Number202125381
Prior Transfer DateApr 6, 2012
Prior Transfer Doc0000014145
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARATOGA NY
Recording DateJul 20, 2021
Property Address26 RUM CHERRY RD, MALTA, NY 12020-4369
Document Number2021025381
Instrument DateJun 15, 2021
Instrument2021025381
Transaction TypeTransfer
Record UpdatedAug 18, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address59 PIPING ROCK CIR, SARATOGA SPRINGS, NY 12866-9705

Mortgage

Document Number2021025382
DateJul 20, 2021
Instrument2021025382
Lender
NameINFIRST FCU
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.38%
Type Change DateJul 1, 2036
Max Rate At Change2.75%
Index1-Year CMT

Tax Assessment & Valuation

Source: Saratoga County and Malta Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountySaratoga County
County SubdivisionMalta Town
Unified School DistrictBallston Spa Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,761.00$402,000 (+14.53%) Land $60,000 Building $342,000$402,000 (+14.53%) Land $60,000 Building $342,000
2023$351,000 Land $60,000 Building $291,000$351,000 Land $60,000 Building $291,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMALTA WATER DISTRICT #1
serves 8,950 people · EPA ID NY4511620
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 35
Hudson Valley Wireless
Fixed Wireless
200 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Rum Cherry Rd

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