Saratoga County and Malta Town property record for 23 Rum Cherry Rd, Malta, NY 12020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,974 sqft · built 1987 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Aug 2017) |
| Tax Bill | $5,646 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2020 Mortgage + 1 more |
| APN | 414089 230.6-2-32 |
| Primary APN | 414089 230.6-2-32 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,974 sqft Living Area |
| 1st Floor Area | 948 sqft |
| 2nd Floor Area | 798 sqft |
| Upper Floors Area | 228 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Width | 52.3 ft Width |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 702 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 23 RUM CHERRY RD |
|---|---|
| City | BALLSTON SPA |
| State | NY |
| Zip | 12020-4370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD |
| Legal Description | SIDE: W LOT 1330 |
| Legal Block | 2 |
| Legal Lot Number | 32.000 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | MALTA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 61907 |
Source: Saratoga County and Malta Town records · APN 414089 230.6-2-32
Assessment roll updated April 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 RUM CHERRY RD, BALLSTON SPA, NY 12020-4370 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2026 | Deed of Trust, Mortgage · Line of Credit BAY VIEW FEDERAL CREDIT UNION |
| May 15, 2020 | Deed of Trust, Mortgage · Conventional with PMI SEFCU |
| Aug 09, 2017 | Deed, Transfer JAMES BLENDELL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 09, 2017 · Amount on Record |
| Deed Sale | Aug 09, 2017 · Amount on Record |
| Prior Sale | Aug 27, 2013 · Amount on Record |
| Deed Book / Page | 2017 / 25108 |
| Prior Transfer Date | Feb 24, 2010 |
| Prior Transfer Doc | 0020100000007077 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | Jun 16, 2026 |
| Property Address | 23 RUM CHERRY RD, BALLSTON SPA, NY 12020-4370 |
| Document Number | 0000017018 |
| Instrument Date | Jun 05, 2026 |
| Instrument | 202617018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 23 RUM CHERRY RD, BALLSTON SPA, NY 12020-4370 |
| Document Number | 0000017018, |
|---|---|
| Date | Jun 16, 2026 |
| Instrument | 202617018 |
| Name | BAY VIEW FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 23 RUM CHERRY RD, MALTA, NY 12020-4370 |
| Document Number | 0000014416 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 23 RUM CHERRY RD MALTA NY 120204370, MALTA, NY 12020-4370 |
| Document Number | 0000014416 |
|---|---|
| Date | Jun 09, 2020 |
| Instrument | 14416 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 08, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | Aug 09, 2017 |
| Property Address | 23 RUM CHERRY RD, MALTA, NY 12020-4370 |
| Document Number | 0000002017/0000025108 |
| Book / Page | 0000002017 / 0000025108 |
| Instrument Date | Jul 26, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | JAMES BLENDELL |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 RUM CHERRY RD, BALLSTON SPA, NY 12020-4370 |
Source: Saratoga County and Malta Town records · Assessment roll updated April 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Malta Town |
| Unified School District | Ballston Spa Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,646.00 | $394,000 (+5.35%) Land $60,000 Building $334,000 | $394,000 (+5.35%) Land $60,000 Building $334,000 |
| 2023 | $374,000 Land $60,000 Building $314,000 | $374,000 Land $60,000 Building $314,000 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Holding Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
Based on FCC filings for 182 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MALTA WATER DISTRICT #1 serves 8,950 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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