26 Ridgewood Cir, Wallingford, CT 06492 Property Records

Wallingford Town property record for 26 Ridgewood Cir, Wallingford, CT 06492

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,092 sqft · built 1970
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$218,000 (Jan 2017)
Tax Bill	$6,015 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WALL M:060 L:104`

Property Details

APN / Parcel Number

Primary APN	`WALL M:060 L:104`
Alternative APNs	`M:089 B:001 L:005A` `I00233`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	3,012 sqft
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Unfinished Basement	144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	I00233
Street Address	26 RIDGEWOOD CIR
City	WALLINGFORD
State	CT
Zip	06492-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R18
Legal Lot Number	104
Jurisdiction	WALLINGFORD CT
Township / Civil Division	WALLINGFORD
Census Block Group	4
Census Block	4009
Census Tract	175600

Owner

26 Ridgewood Cir is owned and occupied by two individuals who bought it in January 2017.

Source: Wallingford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26 RIDGEWOOD CIR, WALLINGFORD, CT 06492-2115
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Dec 26, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 17, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jun 22, 2020	Loan Modification, Mortgage · Conventional with PMI MONEY SOURCE
Jan 10, 2017	Warranty Deed, Transfer FIRST ALLIANCE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2017 · Amount on File
Deed Sale	Jan 10, 2017 · Amount on File
Prior Sale	Dec 1, 2011 · Amount on File
Deed Book / Page	1555 / 1163
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLINGFORD CT
Recording Date	Aug 3, 2026
Property Address	26 RIDGEWOOD CIR, WALLINGFORD, CT 06492-2115
Document Number	1764000554
Book / Page	1764 / 554
Instrument Date	Jul 9, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 RIDGEWOOD CIR, WALLINGFORD, CT 06492-2115

Mortgage

Document Number	1764000554,
Date	Aug 3, 2026
Book Page	1764/554

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	289 Months
Due	Sep 1, 2050

Interest

Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLINGFORD CT
Property Address	26 RIDGEWOOD CIR, WALLINGFORD, CT 06492-2115
Transaction Type	Mortgage
Record Updated	Jul 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001717-549
Date	Dec 26, 2023
Book Page	1717/549

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Jan 1, 2050

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLINGFORD CT
Property Address	26 RIDGEWOOD CIR, WALLINGFORD, CT 06492-2115
Transaction Type	Mortgage
Record Updated	Jul 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001738-483
Date	Apr 17, 2025
Book Page	1738/483

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	May 1, 2050

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALLINGFORD CT
Property Address	26 RIDGEWOOD CIR, WALLINGFORD, CT 06492-2115
Document Number	1628-104
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 RIDGEWOOD CIR WALLINGFORD CT 064922115, WALLINGFORD, CT 06492-2115

Mortgage

Document Number	1628-104
Date	Jun 22, 2020
Book Page	001628/000104

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2050

Interest

Rate	3.88%

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALLINGFORD CT
Recording Date	Jan 10, 2017
Property Address	26 RIDGEWOOD CIR, WALLINGFORD, CT 06492-2115
Document Number	1555-1163
Book / Page	00155 / 001163
Transaction Type	Transfer
Record Updated	Aug 15, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1555-1165
Date	Jan 10, 2017
Book Page	001555/001165

Lender

Name	FIRST ALLIANCE LNDG

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 26 Ridgewood Cir was $6,015, up 1.9% from the year before.

Source: Wallingford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wallingford Town
Unified School District	Wallingford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,015.00 (+1.86%)	$244,800 (-) Land $94,500 Building $150,300	$395,653 (+130.89%)
2025	$5,905.00	$244,800 Land $94,500 Building $150,300	$171,360 Land $66,150 Building $105,210
2024	$5,905.00 (+18.05%)
2023	$5,002.00	$170,500 Land $78,800 Building $91,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Ridgewood Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Ridgewood Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALLINGFORD WATER DEPARTMENT serves 37,267 people · EPA ID CT1480011
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridgewood Cir

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