14 Ridgewood Cir, Wallingford, CT 06492 Property Records

Wallingford Town property record for 14 Ridgewood Cir, Wallingford, CT 06492

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,210 sqft · built 1955
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (May 2008)
Tax Bill	$5,830 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WALL M:060 L:101`

Property Details

APN / Parcel Number

Primary APN	`WALL M:060 L:101`
Alternative APNs	`M:079 B:001 L:015` `J0017100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,210 sqft Living Area
Gross Area	2,660 sqft
1st Floor Area	1,210 sqft
Basement Area	616 sqft
Unfinished Basement	120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	J0017100
Street Address	14 RIDGEWOOD CIR
City	WALLINGFORD
State	CT
Zip	06492-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R18
Legal Lot Number	101
Jurisdiction	WALLINGFORD CT
Township / Civil Division	WALLINGFORD
Census Block Group	4
Census Block	4009
Census Tract	175600

Owner

14 Ridgewood Cir is owned and occupied by two individuals who bought it in May 2008.

Source: Wallingford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 RIDGEWOOD CIR, WALLINGFORD, CT 06492-2115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Sep 9, 2025	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Jul 26, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2008 · Amount on File
Deed Sale	May 28, 2008 · Amount on File
Prior Sale	May 28, 2008 · Amount on File
Deed Book / Page	1332 / 348
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLINGFORD CT
Recording Date	Aug 18, 2026
Property Address	14 RIDGEWOOD CIR, WALLINGFORD, CT 06492-2115
Document Number	1765000511
Book / Page	1765 / 511
Instrument Date	Aug 3, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 RIDGEWOOD CIR, WALLINGFORD, CT 06492-2115

Mortgage

Document Number	1765000511,
Date	Aug 18, 2026
Book Page	1765/511

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Type Change Date	Oct 1, 2031
Index	1-Year CMT
Margin	2
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLINGFORD CT
Property Address	14 RIDGEWOOD CIR, WALLINGFORD, CT 06492-2115
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001746-394
Date	Sep 9, 2025
Book Page	1746/394

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2040

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLINGFORD CT
Property Address	14 RIDGEWOOD CIR, WALLINGFORD, CT 06492-2115
Transaction Type	Mortgage
Record Updated	Jul 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01709-1089
Date	Jul 26, 2023
Book Page	1709/1089

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 14 Ridgewood Cir was $5,830, up 1.9% from the year before.

Source: Wallingford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wallingford Town
Unified School District	Wallingford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,830.00 (+1.85%)	$237,300 (-) Land $99,300 Building $138,000	$383,237 (+130.71%)
2025	$5,724.00	$237,300 Land $99,300 Building $138,000	$166,110 Land $69,510 Building $96,600
2024	$5,724.00 (+18.02%)
2023	$4,850.00	$165,300 Land $80,600 Building $84,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Ridgewood Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Ridgewood Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALLINGFORD WATER DEPARTMENT serves 37,267 people · EPA ID CT1480011
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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