Union County and Summit City property record for 26 Ridge Rd, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 8,391 sqft · built 1903 |
| Lot Size | 0.972 acres (42,340 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,700,000 (Mar 2026) |
| Tax Bill | $53,652 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Jan 2024 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-02301-0000-00009 |
| Primary APN | 18-02301-0000-00009 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 8,391 sqft Living Area |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Exterior Material | Stucco |
| Lot Area | 42,340 sqft (0.972 acres) |
| Lot Dimensions | 315 ft deep x 110 ft wide |
| Garage Type | Attached |
| Old Parcel Number | 1800172000000008 |
|---|---|
| Street Address | 26 RIDGE RD |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-2952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R25 |
| Legal Block | 2301 |
| Legal Lot Number | 9 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 37700 |
Source: Union County and Summit City records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 26 RIDGE RD, SUMMIT, NJ 07901-2952 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Jan 23, 2024 | Sheriff's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2026 · Amount on Record |
| Deed Sale | Mar 13, 2026 · Amount on Record |
| Prior Sale | Jan 23, 2024 · Amount on Record |
| Deed Document Number | 202653437 |
| Deed Book / Page | 6612 / 2990 |
| Prior Transfer Date | Apr 6, 2000 |
| Prior Transfer Doc | 0000079540 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Mar 13, 2026 |
| Property Address | 26 RIDGE RD, SUMMIT, NJ 07901-2952 |
| Document Number | 0066122990 |
| Book / Page | 6612 / 2990 |
| Instrument Date | Aug 19, 2025 |
| Instrument | 53437 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | SERVICELINK |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $97,645.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3217 DECKER LAKE DR, SALT LAKE CITY, UT 84119-3284 |
| Name | Verified Name |
|---|---|
| Address | 26 RIDGE RD, SUMMIT, NJ 07901-2952 |
| Document Number | 0157722706 |
|---|---|
| Date | Mar 13, 2026 |
| Book Page | 15772/2706 |
| Instrument | 90130 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.87% |
| Index | SOFR Average 30-Day |
| Max Rate | 6.87% |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jan 23, 2024 |
| Property Address | 26 RIDGE RD, SUMMIT, NJ 07901-2952 |
| Document Number | 0065340628 |
| Book / Page | 6534 / 628 |
| Instrument Date | May 8, 2023 |
| Instrument | 35245 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 2, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $34,072.60 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,200,000 (-) Land $518,500 Building $681,500 | $1,200,000 (-) Land $518,500 Building $681,500 | |
| 2025 | $53,652.00 (+2.64%) | $1,200,000 (-) Land $518,500 Building $681,500 | $1,200,000 (-) Land $518,500 Building $681,500 |
| 2024 | $52,272.00 (+1.7%) | ||
| 2023 | $1,200,000 (-) Land $518,500 Building $681,500 | $1,200,000 (-) Land $518,500 Building $681,500 | |
| 2022 | $51,396.00 (-0.79%) | $1,200,000 Land $518,500 Building $681,500 | $1,200,000 Land $518,500 Building $681,500 |
| 2021 | $51,804.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (1978–2021) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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