Union County and Summit City property record for 24 Ridge Rd, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 6,633 sqft · built 1896 |
| Lot Size | 0.804 acres (35,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $4,500,000 (Aug 2023) |
| Tax Bill | $71,751 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Nov 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-02301-0000-00010 |
| Primary APN | 18-02301-0000-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 6,633 sqft Living Area |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 1896 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 35,000 sqft (0.804 acres) |
| Lot Dimensions | 200 ft deep x 175 ft wide |
| Garage Type | Attached |
| Old Parcel Number | 1800172000000007 |
|---|---|
| Street Address | 24 RIDGE RD |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-2952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R43 |
| Legal Subdivision | CITY/SUMMIT |
| Legal Block | 2301 |
| Legal Lot Number | 10 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 37700 |
Source: Union County and Summit City assessment roll, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24 RIDGE RD, SUMMIT, NJ 07901-2952 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2023 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Nov 15, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 8, 2023 · Amount on Record |
| Deed Sale | Aug 8, 2023 · Amount on Record |
| Prior Sale | Oct 17, 2016 · Amount on Record |
| Deed Document Number | 202331096 |
| Deed Book / Page | 6517 / 2199 |
| Prior Transfer Date | Dec 23, 1998 |
| Prior Transfer Doc | 0000075675 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Aug 8, 2023 |
| Property Address | 24 RIDGE RD, SUMMIT, NJ 07901-2952 |
| Document Number | 0065172199 |
| Book / Page | 6517 / 2199 |
| Instrument Date | Jun 27, 2023 |
| Instrument | 31096 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $96,925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 235 OAK RIDGE AVE, SUMMIT, NJ 07901-3258 |
| Name | Verified Name |
|---|---|
| Address | 24 RIDGE RD, SUMMIT, NJ 07901-2952 |
| Document Number | 0000054867 |
|---|---|
| Date | Aug 8, 2023 |
| Instrument | 54867 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Jul 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.2% |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 24 RIDGE RD, SUMMIT, NJ 07901-2952 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 24 RIDGE RD, SUMMIT, NJ 07901-2952 |
| Document Number | 0153022336 |
|---|---|
| Date | Nov 15, 2022 |
| Book Page | 15302/2336 |
| Instrument | 45431 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 2, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,604,800 (-) Land $520,900 Building $1,083,900 | $1,604,800 (-) Land $520,900 Building $1,083,900 | |
| 2025 | $71,751.00 (+2.64%) | $1,604,800 (-) Land $520,900 Building $1,083,900 | $1,604,800 (-) Land $520,900 Building $1,083,900 |
| 2024 | $69,905.00 (+1.71%) | ||
| 2023 | $1,604,800 (-) Land $520,900 Building $1,083,900 | $1,604,800 (-) Land $520,900 Building $1,083,900 | |
| 2022 | $68,733.00 (-11.55%) | $1,604,800 Land $520,900 Building $1,083,900 | $1,604,800 Land $520,900 Building $1,083,900 |
| 2021 | $77,706.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (1978–2021) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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