26 Phelps Rd, Middletown, RI 02842 Property Records

Middletown Town property record for 26 Phelps Rd, Middletown, RI 02842

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,323 sqft · built 1900
Lot Size	1.08 acres (47,394 sqft)
Owner	Individual Name on File
Last Sale	$443,000 (Feb 2022)
Tax Bill	$5,623 (2025)
Deeds & Mortgages	Mar 2020 Refinance Feb 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`202200211`

Property Details

APN / Parcel Number

Primary APN	`202200211`
Alternative APN	`MIDD M:0108 B:SW L:14406`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,323 sqft Living Area
Gross Area	3,129 sqft
1st Floor Area	987 sqft
Attic	Attic
Attic Area	672 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Slate
Lot Area	47,394 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	202200211
Street Address	26 PHELPS RD
City	MIDDLETOWN
State	RI
Zip	02842-5447
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R10
Legal Block	SW
Legal Lot Number	14406
Jurisdiction	MIDDLETOWN RI
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2013
Census Tract	40302

Owner

26 Phelps Rd, a condominium, is owned by an individual who bought it in February 2022.

Source: Middletown Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	850 AQUIDNECK AVE, B11, MIDDLETOWN, RI 02842-7280
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST HOME MORTGAGE CORP
Feb 22, 2022	Condominium Deed, Transfer · Stand-Alone First Mortgage NORTHPOINTE BANK
Dec 7, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance GUARANTEED RATE AFFINITY LLC
Sep 28, 2018	Deed, Transfer FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2022 · Amount on File
Deed Sale	Feb 22, 2022 · Amount on File
Prior Sale	Dec 7, 2020 · Amount on File
Deed Book / Page	1759 / 88
Prior Transfer Date	Nov 30, 2020
Prior Transfer Doc	1685-289
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN RI
Property Address	26 PHELPS RD, MIDDLETOWN, RI 02842-5447
Transaction Type	Mortgage
Record Updated	Mar 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001642-124
Date	Mar 27, 2020
Book Page	1642/124
Instrument	891

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

February 2022: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Feb 22, 2022
Property Address	26 PHELPS RD, MIDDLETOWN, RI 02842-5447
Document Number	0001759-88
Book / Page	1759 / 88
Instrument Date	Feb 22, 2022
Instrument	523
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 AQUIDNECK AVE # B11, B11, MIDDLETOWN, RI 02842-7280

Mortgage

Document Number	0000000524
Date	Feb 22, 2022
Instrument	524

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Dec 7, 2020
Property Address	26 PHELPS RD, MIDDLETOWN, RI 02842-5447
Document Number	001685-284
Book / Page	1685 / 284
Instrument Date	Nov 30, 2020
Instrument	3836
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 PHELPS RD, MIDDLETOWN, RI 02842-5447

Mortgage

Document Number	001685-289
Date	Dec 7, 2020
Book Page	1685/289
Instrument	3837

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2052

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Sep 28, 2018
Property Address	26 PHELPS RD, MIDDLETOWN, RI 02842-5447
Document Number	00001573-1
Book / Page	1573 / 1
Instrument	2181
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.03
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015730003
Date	Sep 28, 2018
Instrument	01573/0003

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 26 Phelps Rd was $5,623.

Source: Middletown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Middletown Town
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,623.00	$476,900 Building $476,900	$584,318
2023	$5,107.00 (+4.76%)	$405,600 (-) Building $405,600
2022	$4,875.00	$405,600 Building $405,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Phelps Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 26 Phelps Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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