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20 Phelps Rd, Middletown, RI 02842 Property Records

Middletown Town property record for 20 Phelps Rd, Middletown, RI 02842

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,523 sqft · built 1900
Lot Size0.544 acres (23,697 sqft)
Owner2 Individual Names on Record
Last Sale$505,000 (Aug 2021)
Tax Bill$6,994 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN202200052

Property Details

APN / Parcel Number

Primary APN202200052
Alternative APN
  • MIDD M:0108 B:SW L:14402

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,523 sqft Living Area
Gross Area2,268 sqft
1st Floor Area896 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialSlate
Lot Area23,697 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number202200052
Street Address20 PHELPS RD
CityMIDDLETOWN
StateRI
Zip02842-5447
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR10
Legal BlockSW
Legal Lot Number14402
JurisdictionMIDDLETOWN RI
Township / Civil DivisionMIDDLETOWN
Census Block Group2
Census Block2013
Census Tract40302

Owner

Source: Middletown Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address32 REDWOOD DR, NORTH PROVIDENCE, RI 02911-3429
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
BANK OF AMERICA NA
Nov 15, 2017Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2021 · Amount on Record
Deed SaleAug 26, 2021 · Amount on Record
Prior SaleNov 15, 2017 · Amount on Record
Deed Document Number20212913
Deed Book / Page1732 / 301
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDDLETOWN RI
Recording DateAug 26, 2021
Property Address20 PHELPS RD, MIDDLETOWN, RI 02842-5447
Document Number1732-301
Book / Page1732 / 301
Instrument DateAug 26, 2021
Instrument2913
Transaction TypeTransfer
Record UpdatedSep 9, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address32 REDWOOD DR, NORTH PROVIDENCE, RI 02911-3429

Mortgage

Document Number2914
DateAug 26, 2021
Instrument2914
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDDLETOWN RI
Recording DateNov 15, 2017
Property Address20 PHELPS RD, MIDDLETOWN, RI 02842-5447
Document Number1539-186
Book / Page001539 / 000186
Instrument DateNov 10, 2017
Instrument2855
Transaction TypeTransfer
Record UpdatedDec 5, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$401.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 PHELPS RD #20 MIDDLETOWN RI 028425447, 20, MIDDLETOWN, RI 02842-5447

Mortgage

Document Number1539-189
DateNov 15, 2017
Book Page001539/000189
Instrument2856
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 14, 2047

Tax Assessment & Valuation

Source: Middletown Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionMiddletown Town
Unified School DistrictMiddletown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,994.00 (+68.21%)$593,200 (+79.59%) Building $593,200$693,448
2023$4,158.00 (+4.74%)$330,300 (-) Building $330,300
2022$3,970.00$330,300 Building $330,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEWPORT-CITY OF
serves 42,155 people · EPA ID RI1592010
Water SourceSurface water
Last State InspectionOct 2022
Lead4 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area		1,000 / 35
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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