24 Otsego Rd, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 24 Otsego Rd, Worcester, MA 01609

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,990 sqft · built 1928
Lot Size	0.254 acres (11,057 sqft)
Owner	Individual Name on Record
Last Sale	$580,000 (Nov 2018)
Tax Bill	$10,741 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-015-00032`

Property Details

APN / Parcel Number

Primary APN	`21-015-00032`
Alternative APN	`WORC M:21 B:015 L:00032`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,990 sqft Living Area
Gross Area	7,139 sqft
1st Floor Area	2,041 sqft
Attic	Attic
Attic Area	1,624 sqft
Basement Area	1,741 sqft
Unfinished Basement	1,741 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,057 sqft (0.254 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	21-015-00032
Street Address	24 OTSEGO RD
City	WORCESTER
State	MA
Zip	01609-1736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Block	15
Legal Lot Number	32
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3001
Census Tract	730600

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	24 OTSEGO RD, WORCESTER, MA 01609-1736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2020	Deed of Trust, Mortgage · ARM QUICKEN LOANS INC
Nov 5, 2018	Quit Claim Deed, Transfer · Conventional Mortgage QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2018 · Amount on Record
Deed Sale	Nov 5, 2018 · Amount on Record
Prior Sale	Aug 1, 2006 · Amount on Record
Deed Book / Page	59649 / 291
Transfer Doc	059649-291
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	24 OTSEGO RD, WORCESTER, MA 01609-1736
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61994-172
Date	Mar 4, 2020
Book Page	61994/172
Instrument	23330

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Mar 1, 2027

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Nov 5, 2018
Property Address	24 OTSEGO RD, WORCESTER, MA 01609-1736
Document Number	59649-291
Book / Page	059649 / 000291
Instrument Date	Oct 25, 2018
Instrument	117723
Transaction Type	Transfer
Record Updated	Nov 28, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,644.80
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 OTSEGO RD WORCESTER MA 016091736, WORCESTER, MA 01609-1736

Mortgage

Document Number	59649-293
Date	Nov 5, 2018
Book Page	059649/000293
Instrument	117724

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2048

Interest

Rate	4%

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,741.00 (+2.32%)	$808,800 (+1.63%) Land $129,700 Building $679,100	$797,890 (-10.53%)
2025	$10,497.00 (+6.15%)	$795,800 (+15.4%) Land $123,500 Building $672,300	$891,765 (+2.97%)
2024			$866,020
2023	$9,889.00	$689,600 Land $106,400 Building $583,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Netafy.

Cell Coverage

5G (outdoors only) and 4G LTE

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