26 Oleander St, Waco, TX 76708 Property Records

McLennan County property record for 26 Oleander St, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,215 sqft · built 1986
Lot Size	0.275 acres (11,983 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,505 (2025)
Deeds & Mortgages	Jan 2026 Transfer Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-026500-004600-0`

Property Details

APN / Parcel Number

Primary APN	`18-026500-004600-0`
Alternative APNs	`1802650000460000111` `109941`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,215 sqft Living Area
Gross Area	2,761 sqft
1st Floor Area	2,215 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	11,983 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	546 sqft
Driveway	Concrete Driveway
Driveway Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	129 sqft
Patio Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	26 OLEANDER ST
City	WACO
State	TX
Zip	76708-9634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	LAKE OAKS VILLAGE LOT 5 BLOCK 3 ACRES .2751
Legal Subdivision	LAKE OAKS VILLAGE
Legal Block	3
Legal Lot Number	5
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2052
Census Tract	4105

Owner

Source: McLennan County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26 OLEANDER ST, WACO, TX 76708-9634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Intrafamily Transfer, Transfer
Mar 6, 2019	Deed of Trust, Mortgage · Line of Credit EDUCATORS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 29, 2026
Transfer Doc	0000002975
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLENNAN TX
Recording Date	Jan 30, 2026
Property Address	26 OLEANDER ST, WACO, TX 76708-9634
Document Number	0000002975
Map Reference	VOL 1507 PG 492
Instrument Date	Jan 29, 2026
Instrument	2026002975
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	26 OLEANDER ST, WACO, TX 76708-9634

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	26 OLEANDER ST, WACO, TX 76708-9634
Document Number	0000008472
Instrument Date	Mar 6, 2019
Transaction Type	Mortgage
Record Updated	Apr 5, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26 OLEANDER ST WACO TX 767089634, WACO, TX 76708-9634

Mortgage

Document Number	0000008472
Date	Mar 13, 2019
Instrument	8472

Lender

Name	EDUCATORS CU
Type	Credit Union
Address	WACO, TX 76702

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 12, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,505.00 (+6.28%) Homeowner's exemption Senior Citizen's exemption	$300,595 (-8.76%)	$317,780 (-3.54%) Land $32,830 Building $284,950
2024	$2,357.00 (+13.81%)
2023		$329,440 Land $32,830 Building $296,610	$329,440 Land $32,830 Building $296,610
2022	$2,071.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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