22 Oleander St, Waco, TX 76708 Property Records

McLennan County property record for 22 Oleander St, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,067 sqft · built 1993
Lot Size	0.22 acres (9,601 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,628 (2024)
Deeds & Mortgages	Sep 2023 Line of Credit Jun 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`180265000045003`

Property Details

APN / Parcel Number

Primary APN	`180265000045003`
Alternative APNs	`1802650000450030111` `109940`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,067 sqft Living Area
Gross Area	2,508 sqft
1st Floor Area	2,067 sqft
Flooring	Carpet

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,601 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	84 sqft
Patio Area	360 sqft
Fence	Fence
Storage Building	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	109940
Old Parcel Number	1802650000450030111
Street Address	22 OLEANDER ST
City	WACO
State	TX
Zip	76708-9634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	LAKE OAKS VILLAGE LOT 4 BLOCK 3 ACRES .2204
Legal Subdivision	LAKE OAKS VILLAGE
Legal Block	3
Legal Lot Number	4
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2052
Census Tract	4105

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	22 OLEANDER ST, WACO, TX 76708-9634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed of Trust, Mortgage · Line of Credit GENCO FCU
Jun 29, 2023	Intrafamily Transfer, Transfer
Oct 21, 2019	Deed of Trust, Mortgage · Commercial Mortgage STATE FARM BANK FSB

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Transfer Date	Jun 29, 2023
Transfer Doc	0000020099
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	22 OLEANDER ST, WACO, TX 76708-9634
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029760
Date	Sep 20, 2023
Instrument	2023029760

Lender

Name	GENCO FCU
Type	Credit Union
Address	WACO, TX 76714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 15, 2033

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLENNAN TX
Recording Date	Jun 29, 2023
Property Address	22 OLEANDER ST, WACO, TX 76708-9634
Document Number	0000020099
Map Reference	VOL 1507 PG 492
Instrument Date	Jun 27, 2023
Instrument	2023020099
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 OLEANDER ST, WACO, TX 76708-9634

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	204 SWAN LK, WACO, TX 76708-7293

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	22 OLEANDER ST, WACO, TX 76708-9634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035230
Date	Oct 21, 2019
Instrument	2019035230

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	BLOOMINGTON, IL 61710

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 18, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$290,682 (-9.18%) Land $29,950 Building $282,210	$312,160 (-2.47%) Land $29,950 Building $282,210
2024	$2,628.00 (+11.78%)
2023		$320,080 (+5.7%) Land $29,950 Building $290,130	$320,080 (+5.7%) Land $29,950 Building $290,130
2022	$2,351.00 Homeowner's exemption Disabled Person's exemption	$302,820 Land $26,110 Building $276,710	$302,820 Land $26,110 Building $276,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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