26 Oak Hill Rd, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 26 Oak Hill Rd, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,019 sqft · built 1920
Lot Size	0.18 acres (7,854 sqft)
Owner	2 Individual Names on File
Last Sale	$122,000 (Jul 1994)
Tax Bill	$6,535 (2026)
Deeds & Mortgages	Mar 2021 Refinance Dec 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:005-F B:0006 L:0014`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:005-F B:0006 L:0014`
Alternative APNs	`M:005=F B:0006 L:0014` `9791006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,019 sqft Living Area
Gross Area	3,767 sqft
1st Floor Area	898 sqft
Basement Area	898 sqft
Unfinished Basement	898 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,854 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	9791006
Street Address	26 OAK HILL RD
City	SAUGUS
State	MA
Zip	01906-3763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Subdivision	OAKLAND HEIGHTS
Legal Block	6
Legal Lot Number	14
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2023
Census Tract	208101

Owner

26 Oak Hill Rd is owned and occupied by two individuals who bought it in July 1994.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26 OAK HILL RD, SAUGUS, MA 01906-3763
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.
Dec 3, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNIBANK FOR SAVINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 1994 · Amount on File
Deed Sale	Jul 28, 1994 · Amount on File
Prior Sale	Mar 4, 1994 · Amount on File
Deed Book / Page	12681 / 328
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	26 OAK HILL RD, SAUGUS, MA 01906-3763
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39678-40
Date	Mar 23, 2021
Book Page	39678/40
Instrument	20210323004850

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2046

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	26 OAK HILL RD, SAUGUS, MA 01906-3763
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38081-330
Date	Dec 3, 2019
Book Page	38081/330
Instrument	20191203003580

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 26 Oak Hill Rd was $6,535, up 3% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,535.00 (+3.01%)	$627,200 (+5.59%) Land $338,200 Building $288,700	$625,130 (-1.52%)
2025	$6,344.00 (+4.02%)	$594,000 (+3.72%) Land $307,500 Building $286,500	$634,790
2024	$6,099.00 (+1.99%)	$572,700 (+7.83%) Land $289,900 Building $282,800
2023	$5,980.00	$531,100 Land $254,800 Building $276,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Oak Hill Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 26 Oak Hill Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Netafy.

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