14 Oak Hill Rd, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 14 Oak Hill Rd, Saugus, MA 01906

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,854 sqft · built 1900
Lot Size	0.152 acres (6,639 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,991 (2026)
Deeds & Mortgages	Dec 2018 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:005-F B:0006 L:0009`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:005-F B:0006 L:0009`
Alternative APNs	`M:005=F B:0006 L:0009` `4491029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,854 sqft Living Area
Gross Area	3,736 sqft
1st Floor Area	1,018 sqft
Basement Area	850 sqft
Unfinished Basement	850 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,639 sqft (0.152 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4491029
Street Address	14 OAK HILL RD
City	SAUGUS
State	MA
Zip	01906-3763
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NA
Legal Block	6
Legal Lot Number	9
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2023
Census Tract	208101

Owner

14 Oak Hill Rd, a duplex, is owned and occupied by two individuals.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 OAK HILL RD, SAUGUS, MA 01906-3763
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR
Jun 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	14 OAK HILL RD, SAUGUS, MA 01906-3763
Document Number	37247-121
Instrument Date	Dec 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 OAK HILL RD SAUGUS MA 019063763, SAUGUS, MA 01906-3763

Mortgage

Document Number	37247-121
Date	Dec 28, 2018
Book Page	037247/000121
Instrument	1228002720

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	14 OAK HILL RD, SAUGUS, MA 01906-3763
Document Number	35961-196
Book / Page	035961 / 000196
Instrument Date	Jun 13, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	35961-196
Date	Jun 22, 2017
Book Page	035961/000196
Instrument	1706220194

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 14 Oak Hill Rd was $6,991, up 2.8% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,991.00 (+2.76%)	$670,900 (+5.32%) Land $333,600 Building $336,100	$680,469
2025	$6,803.00 (+5.26%)	$637,000 (+4.96%) Land $303,200 Building $333,800
2024	$6,463.00 (+5.33%)	$606,900 (+11.38%) Land $285,900 Building $321,000
2023	$6,136.00	$544,900 Land $251,300 Building $293,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Oak Hill Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 14 Oak Hill Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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