26 N Main St, Bradford, RI 02808 Property Records

Westerly Town property record for 26 N Main St, Bradford, RI 02808

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 610 sqft · built 1780
Lot Size	0.258 acres (11,227 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jul 2008)
Tax Bill	$1,500 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WEST M:23 B:39`

Property Details

APN / Parcel Number

Primary APN	`WEST M:23 B:39`
Alternative APNs	`M:023 B:39 L` `10008777`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	610 sqft Living Area
Gross Area	818 sqft

Exterior

Year Built	Built 1780
Effective Year Built	Effective 1780
Architectural Style	Bungalow
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,227 sqft (0.258 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	10008777
Street Address	26 N MAIN ST
City	BRADFORD
State	RI
Zip	02808-1204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	39
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1012
Census Tract	50902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bradford Village Historic District listed 1996 · 151 contributing resources · NRIS 96000573

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

26 N Main St is owned and occupied by an individual who bought it in July 2008.

Source: Westerly Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	26 N MAIN ST, BRADFORD, RI 02808-1204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2008 · Amount on File
Deed Sale	Jul 25, 2008 · Amount on File
Prior Sale	Sep 28, 2001 · Amount on File
Deed Book / Page	1745 / 238
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Aug 6, 2020
Property Address	26 N MAIN ST, BRADFORD, RI 02808-1204
Document Number	2020-5595
Book / Page	002020 / 015595
Instrument Date	Aug 5, 2020
Instrument	3614
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 N MAIN ST BRADFORD RI 028081204, BRADFORD, RI 02808-1204

Mortgage

Document Number	2020-5598
Date	Aug 6, 2020
Book Page	002020/015598
Instrument	3615

Lender

Name	EASTERN BK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 26 N Main St was $1,500.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,500.00	$211,000 Land $90,500 Building $120,500	$364,694
2023	$1,596.00 (+0.63%)	$165,900 (-) Land $64,700 Building $101,200
2022	$1,586.00	$165,900 Land $64,700 Building $101,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 N Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1982–2014)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2014 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 N Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 77% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880