Westerly Town property record for 20 N Main St, Bradford, RI 02808
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,504 sqft · built 1900 |
| Lot Size | 0.504 acres (21,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $263,000 (Feb 2021) |
| Tax Bill | $2,561 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:23 B:38 |
| Primary APN | WEST M:23 B:38 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,504 sqft Living Area |
| Gross Area | 3,859 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,970 sqft (0.504 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 16047380 |
|---|---|
| Street Address | 20 N MAIN ST |
| City | BRADFORD |
| State | RI |
| Zip | 02808-1203 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 38 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 50902 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Bradford Village Historic District listed 1996 · 151 contributing resources · NRIS 96000573 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
20 N Main St, a duplex, is owned by two individuals who bought it in February 2021.
Source: Westerly Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 735 ALTON CAROLINA RD, CHARLESTOWN, RI 02813-3507 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2021 · Amount on File |
| Deed Sale | Feb 12, 2021 · Amount on File |
| Prior Sale | Jun 30, 2008 · Amount on File |
| Deed Document Number | 2021845 |
| Deed Book / Page | 2021 / 3914 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 20 N Main St was $2,561.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,561.00 | $360,200 Land $91,100 Building $269,100 | $402,270 |
| 2023 | $2,481.00 (+0.61%) | $257,900 (-) Land $65,400 Building $192,500 | |
| 2022 | $2,466.00 | $257,900 Land $65,400 Building $192,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 N Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1982–2014) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Mar 2014 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 N Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 77% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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