26 Meandering Way, Granite Falls, NC 28630 Property Records

Caldwell County property record for 26 Meandering Way, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,842 sqft · built 1982
Lot Size	0.44 acres (19,186 sqft)
Owner	2 Individual Names on Record
Last Sale	$407,000 (Nov 2024)
Tax Bill	$1,693 (2026)
Deeds & Mortgages	Apr 2023 Second Mortgage Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08113A 1 86`

Property Details

APN / Parcel Number

Primary APN	`08113A 1 86`
Alternative APNs	`160240` `181800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,842 sqft Heated Area
Gross Area	3,093 sqft
1st Floor Area	1,842 sqft
Basement Area	921 sqft
Unfinished Basement	921 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,186 sqft (0.44 acres)
Lot Dimensions	184 ft deep x 123 ft wide

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	294 sqft
Patio Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	181800
Street Address	26 MEANDERING WAY
City	GRANITE FALLS
State	NC
Zip	28630-9325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2017 PG 1200 YR 21 ST 0.00 PL 36/346
Legal Subdivision	GRANDA FARMS DEVELOPMENT
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	2
Census Block	2024
Census Tract	31301

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26 MEANDERING WAY, GRANITE FALLS, NC 28630-9325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIFTH THIRD BANK NA
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Apr 7, 2021	Intrafamily Transfer, Transfer
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2024 · Amount on Record
Deed Sale	Nov 1, 2024 · Amount on Record
Prior Sale	Oct 11, 2016 · Amount on Record
Deed Document Number	202410101069
Deed Book / Page	2121 / 1209
Prior Transfer Date	Mar 31, 2021
Prior Transfer Doc	0010055910
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	26 MEANDERING WAY, GRANITE FALLS, NC 28630-9325
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 MEANDERING WAY, GRANITE FALLS, NC 28630-9325

Mortgage

Document Number	0020811181
Date	Apr 17, 2023
Book Page	2081/1181
Instrument	10083436

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 25, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	26 MEANDERING WAY, GRANITE FALLS, NC 28630-9325
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020380036
Date	Oct 25, 2021
Book Page	2038/36
Instrument	10064379

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALDWELL NC
Recording Date	Apr 7, 2021
Property Address	26 MEANDERING WAY, GRANITE FALLS, NC 28630-9325
Document Number	0020171200
Book / Page	2017 / 1200
Map Reference	MB 36 PG 346
Instrument Date	Mar 31, 2021
Instrument	10055910
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 MEANDERING WAY, GRANITE FALLS, NC 28630-9325

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	26 MEANDERING WAY, GRANITE FALLS, NC 28630-9325
Document Number	0010051949
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26 MEANDERING WAY GRANITE FALLS NC 286309325, GRANITE FALLS, NC 28630-9325

Mortgage

Document Number	0010051949
Date	Dec 29, 2020
Book Page	002007/001446
Instrument	10051949

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	26 MEANDERING WAY, GRANITE FALLS, NC 28630-9325
Document Number	0010044295
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 MEANDERING WAY GRANITE FALLS NC 286309325, GRANITE FALLS, NC 28630-9325

Mortgage

Document Number	0010044295
Date	May 22, 2020
Book Page	001988/002099
Instrument	10044295

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2050

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,693.00 (-25.71%)	$359,100 (+0.03%) Land $27,100 Building $332,000
2025	$2,279.00 (+71.48%)	$359,000 (+68.94%) Land $27,100 Building $331,900	$359,100 (+68.99%) Land $27,100 Building $332,000
2023		$212,500 (-) Land $27,100 Building $185,400	$212,500 (-) Land $27,100 Building $185,400
2022	$1,329.00	$212,500 Land $27,100 Building $185,400	$212,500 Land $27,100 Building $185,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile.

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