24 Meandering Way, Granite Falls, NC 28630 Property Records

Caldwell County property record for 24 Meandering Way, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,827 sqft · built 1993
Lot Size	0.483 acres (21,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$304,500 (Sep 2019)
Tax Bill	$2,426 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08113A 1 85`

Property Details

APN / Parcel Number

Primary APN	`08113A 1 85`
Alternative APN	`167095`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,827 sqft Heated Area
Gross Area	6,175 sqft
1st Floor Area	1,827 sqft
Basement Area	1,563 sqft
Finished Basement	1,320 sqft
Unfinished Basement	243 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,060 sqft (0.483 acres)
Lot Dimensions	156 ft deep x 135 ft wide
Garage Type	Finished
Garage Area	825 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	320 sqft
Deck Area	820 sqft
Patio Area	820 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	167095
Street Address	24 MEANDERING WAY
City	GRANITE FALLS
State	NC
Zip	28630-9325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1971 PG 1828 YR 2019 ST 609.00
Legal Subdivision	GRANADA FARMS DEVELOPMENT
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	2
Census Block	2024
Census Tract	31301

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24 MEANDERING WAY, GRANITE FALLS, NC 28630-9325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Sep 20, 2019	Grant Deed, Transfer STATE EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Prior Sale	Jun 14, 2001
Deed Document Number	201910036884
Deed Book / Page	1971 / 1828
Prior Transfer Date	Feb 18, 2008
Prior Transfer Doc	0016811723
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	24 MEANDERING WAY, GRANITE FALLS, NC 28630-9325
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020382123
Date	Nov 3, 2021
Book Page	2038/2123
Instrument	10064765

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALDWELL NC
Recording Date	Sep 20, 2019
Property Address	24 MEANDERING WAY, GRANITE FALLS, NC 28630-9325
Document Number	0010036884
Book / Page	001971 / 001828
Instrument Date	Sep 20, 2019
Instrument	10036884
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$609.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 MEANDERING WAY GRANITE FALLS NC 286309325, GRANITE FALLS, NC 28630-9325

Mortgage

Document Number	10036885
Date	Sep 20, 2019
Book Page	001971/001831
Instrument	10036885

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,426.00 (-25.81%)	$516,200 (-) Land $27,300 Building $488,900
2025	$3,270.00 (+64.32%)	$516,200 (+64.81%) Land $27,300 Building $488,900	$516,200 (+64.81%) Land $27,300 Building $488,900
2024	$1,990.00 (+2%)
2023		$313,200 (-) Land $27,300 Building $285,900	$313,200 (-) Land $27,300 Building $285,900
2022	$1,951.00	$313,200 Land $27,300 Building $285,900	$313,200 Land $27,300 Building $285,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile.

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