26 Luminosa, Lake Forest, CA 92630 Property Records

Orange County property record for 26 Luminosa, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,856 sqft · built 2022
Lot Size	0.099 acres (4,307 sqft)
Owner	2 Company Names on Record
Last Sale	$1,629,500 (Sep 2022)
Tax Bill	$17,597 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`610-731-22`

Property Details

APN / Parcel Number

Primary APN	`610-731-22`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Building Area	3,856 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	4,307 sqft (0.099 acres)
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	26 LUMINOSA
City	LAKE FOREST
State	CA
Zip	92630-7032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15594 BLK LOT 21
Legal Tract	15594
Legal Lot Number	21
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2003
Census Tract	52425

Owner

Source: Orange County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	20 LUMINOSA, LAKE FOREST, CA 92630-7032
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Deed of Trust, Mortgage · Line of Credit KINECTA FCU
Sep 19, 2022	Grant Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2022 · Amount on Record
Deed Sale	Sep 19, 2022 · Amount on Record
Deed Document Number	2022309855
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	26 LUMINOSA, LAKE FOREST, CA 92630-7032
Transaction Type	Mortgage
Record Updated	Sep 12, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 LUMINOSA, LAKE FOREST, CA 92630-7032

Mortgage

Document Number	0000092081
Date	Apr 21, 2023
Instrument	2023000092081

Lender

Name	KINECTA FCU
Type	Credit Union
Address	MANHATTAN BEACH, CA 90266

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 30, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 19, 2022
Property Address	26 LUMINOSA, LAKE FOREST, CA 92630-7032
Document Number	0000309855
Map Reference	MB 984 PG 1-11
Instrument Date	Aug 18, 2022
Instrument	2022000309855
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 12, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	26 LUMINOSA, LAKE FOREST, CA 92630-7032

Mortgage

Document Number	0000309856
Date	Sep 19, 2022
Instrument	2022000309856

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Oct 1, 2029
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	9.37%
Index	Other
Max Rate	9.37%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$17,597.00 (+4.3%)	$1,678,904 (+4.04%) Land $688,663 Building $990,241
2023	$16,872.00 (+238.46%)	$1,613,711 Land $661,921 Building $951,790
2022	$4,985.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cityside Fiber, GeoLinks, T-Mobile.

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