Worcester County and Spencer Town property record for 26 Ledge Ave, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1970 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Apr 2023) |
| Tax Bill | $35 (2025) |
| Deeds & Mortgages | Apr 2023 Sale Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00U34 B:00080 L:00000 |
| Primary APN | SPEN M:00U34 B:00080 L:00000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Gross Area | 996 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,000 sqft (0.344 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 26 LEDGE AVE |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-1216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LAMB S GROVE |
| Legal Block | 80 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 726100 |
Source: Worcester County and Spencer Town records · APN SPEN M:00U34 B:00080 L:00000
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 LEDGE AVE, SPENCER, MA 01562-1216 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 06, 2023 | Deed, Transfer |
| Dec 17, 2021 | Deed of Trust, Mortgage · Line of Credit BAY STATE SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 06, 2023 · Amount on Record |
| Deed Sale | Apr 06, 2023 · Amount on Record |
| Deed Document Number | 202326541 |
| Deed Book / Page | 68994 / 391 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Apr 06, 2023 |
| Property Address | 26 LEDGE AVE, SPENCER, MA 01562-1216 |
| Document Number | 068994-391 |
| Book / Page | 68994 / 391 |
| Instrument Date | Mar 27, 2023 |
| Instrument | 26541 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 LEDGE AVE, SPENCER, MA 01562-1216 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 26 LEDGE AVE, SPENCER, MA 01562-1216 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2022 |
| Name | Verified Name |
|---|
| Document Number | 066772-367 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 66772/367 |
| Instrument | 176662 |
| Name | BAY STATE SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Jan 01, 2041 |
| Rate Type | Adjustable Rate |
|---|
Source: Worcester County and Spencer Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $35.00 (-98.94%) | $301,900 (+4.36%) Land $133,100 Building $168,800 | $272,745 |
| 2024 | $3,310.00 (+1.35%) | $289,300 (+6.83%) Land $133,100 Building $156,200 | |
| 2023 | $3,266.00 | $270,800 Land $133,100 Building $137,700 |
Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1993) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1993 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 85 locations within half a mile of this property.
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