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22 Ledge Ave, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 22 Ledge Ave, Spencer, MA 01562 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,664 sqft · built 1935
Lot Size0.096 acres (4,180 sqft)
Owner2 Individual Names on File
Last Sale$655,000 (Jun 2025)
Tax Bill$5,390 (2025)
Deeds & MortgagesJun 2025 Sale & Mortgage
May 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNSPEN M:00U34 B:00081 L:00000

Property Details

APN / Parcel Number

Primary APNSPEN M:00U34 B:00081 L:00000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,664 sqft Living Area
Gross Area2,606 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,180 sqft (0.096 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address22 LEDGE AVE
CitySPENCER
StateMA
Zip01562-1216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block81
JurisdictionSPENCER MA
Township / Civil DivisionSPENCER
Census Block Group1
Census Block1016
Census Tract726100

Owner

Source: Worcester County and Spencer Town records · APN SPEN M:00U34 B:00081 L:00000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address22 LEDGE AVE, SPENCER, MA 01562-1216
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2025Quit Claim Deed, Transfer · Stand-Alone First Mortgage
SOFI BANK NA
May 23, 2019Deed of Trust, Mortgage · Line of Credit
SANTANDER BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 23, 2025 · Amount on Record
Deed SaleJun 23, 2025 · Amount on Record
Prior SaleOct 30, 2015 · Amount on Record
Deed Document Number202550742
Deed Book / Page72156 / 137
Record UpdatedSep 20, 2026

June 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPENCER MA
Recording DateJun 23, 2025
Property Address22 LEDGE AVE, SPENCER, MA 01562-1216
Document Number072156-137
Book / Page72156 / 137
Instrument DateJun 23, 2025
Instrument50742
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address22 LEDGE AVE, SPENCER, MA 01562-1216

Mortgage

Document Number0000050743
DateJun 23, 2025
Instrument50743
Lender
NameSOFI BANK NA
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPENCER MA
Property Address22 LEDGE AVE, SPENCER, MA 01562-1216
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number60447-293
DateMay 23, 2019
Book Page60447/293
Instrument46781
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

Tax Assessment & Valuation

Source: Worcester County and Spencer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSpencer Town
Unified School DistrictSpencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,390.00 (+2.74%)$459,100 (+0.11%) Land $112,700 Building $346,400$364,135
2024$5,246.00 (+4.71%)$458,600 (+10.4%) Land $112,700 Building $345,900
2023$5,010.00$415,400 Land $112,700 Building $302,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277261001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1993)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 1993, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 85 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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