26 Kettell Plain Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 26 Kettell Plain Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,068 sqft · built 2001
Lot Size	3.93 acres (171,191 sqft)
Owner	2 Individual Names on File
Last Sale	$1,150,000 (Oct 2024)
Tax Bill	$18,983 (2026)
Deeds & Mortgages	Oct 2021 Refinance Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R-2 016A-2`

Property Details

APN / Parcel Number

Primary APN	`R-2 016A-2`
Alternative APNs	`STOW M:000R-2 P:016A-2` `M:000R=2 P:016A=2`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,068 sqft Living Area
Gross Area	5,578 sqft
1st Floor Area	1,948 sqft
Attic	Attic
Attic Area	1,120 sqft
Basement Area	1,928 sqft
Unfinished Basement	1,928 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	171,191 sqft (3.93 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R-2 016A-2
Street Address	26 KETTELL PLAIN RD
City	STOW
State	MA
Zip	01775-1248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	2
Census Block	2000
Census Tract	323102

Owner

26 Kettell Plain Rd is owned and occupied by two individuals who bought it in October 2024.

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26 KETTELL PLAIN RD, STOW, MA 01775-1248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FINANCE AMERICA LLC
Jan 6, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2024 · Amount on File
Deed Sale	Oct 22, 2024 · Amount on File
Prior Sale	Mar 14, 2003 · Amount on File
Deed Document Number	2024119840
Deed Book / Page	83377 / 26
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	26 KETTELL PLAIN RD, STOW, MA 01775-1248
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78826-413
Date	Oct 1, 2021
Book Page	78826/413
Instrument	217557

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	26 KETTELL PLAIN RD, STOW, MA 01775-1248
Document Number	68866-401
Book / Page	068866 / 000401
Instrument Date	Jan 6, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68866-401
Date	Feb 6, 2017
Book Page	068866/000401
Instrument	20774

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 26 Kettell Plain Rd was $18,983, up 5% from the year before.

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,983.00 (+4.95%)	$1,062,300 (+2.31%) Land $373,900 Building $688,400	$1,104,707 (+3.59%)
2025	$18,087.00 (+11.41%)	$1,038,300 (+8.53%) Land $357,000 Building $681,300	$1,066,375
2024	$16,235.00 (+9.08%)	$956,700 (+16.54%) Land $328,800 Building $627,900
2023	$14,883.00	$820,900 Land $300,700 Building $520,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Kettell Plain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Kettell Plain Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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