22 Kettell Plain Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 22 Kettell Plain Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,949 sqft · built 2001
Lot Size	3.92 acres (170,755 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,220,000 (Jul 2026)
Tax Bill	$17,959 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-2 016A-1`

Property Details

APN / Parcel Number

Primary APN	`R-2 016A-1`
Alternative APNs	`STOW M:000R-2 P:016A-1` `M:000R=2 P:016A=1`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,949 sqft Living Area
Gross Area	6,561 sqft
1st Floor Area	1,337 sqft
Attic	Attic
Attic Area	1,176 sqft
Basement Area	1,337 sqft
Unfinished Basement	1,337 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	170,755 sqft (3.92 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R-2 016A-1
Street Address	22 KETTELL PLAIN RD
City	STOW
State	MA
Zip	01775-1248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	2
Census Block	2000
Census Tract	323102

Owner

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 KETTELL PLAIN RD, STOW, MA 01775-1248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Line of Credit LEADER BANK NA
Jul 28, 2026	Quit Claim Deed, Transfer · Conventional Mortgage LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Deed Document Number	202693600
Deed Book / Page	85935 / 509
Prior Transfer Date	Jul 13, 2026
Prior Transfer Doc	0000093600
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Recording Date	Jul 28, 2026
Property Address	22 KETTELL PLAIN RD, STOW, MA 01775-1248
Document Number	0000093602
Book / Page	85935 / 528
Instrument Date	Jul 28, 2026
Instrument	202693602
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 KETTELL PLAIN RD, STOW, MA 01775-1248

Mortgage

Document Number	0000093602,
Date	Jul 28, 2026
Book Page	85935/528
Instrument	202693602

Lender

Name	LEADER BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.43%
Initial Type	Adjustable Rate
Max Rate	-1%

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Jul 28, 2026
Property Address	22 KETTELL PLAIN RD, STOW, MA 01775-1248
Document Number	0000093600
Book / Page	85935 / 509
Instrument Date	Jul 13, 2026
Instrument	202693600
Transaction Type	Transfer
Record Updated	Aug 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22 KETTELL PLAIN RD, STOW, MA 01775-1248

Mortgage

Date	Jul 28, 2026

Lender

Name	LEADER BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.52%
Max Rate	-1%

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,959.00 (+4.33%)	$1,005,000 (+1.7%) Land $373,200 Building $631,800	$1,121,971 (-4.96%)
2025	$17,214.00 (+9.83%)	$988,200 (+6.99%) Land $356,400 Building $631,800	$1,180,565
2024	$15,673.00 (+9.37%)	$923,600 (+16.85%) Land $328,200 Building $595,400
2023	$14,330.00	$790,400 Land $300,200 Building $490,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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