Passaic County and Wayne Township property record for 26 Harmer Ter, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 1,550 sqft · built 1962 |
| Lot Size | 0.345 acres (15,028 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Mar 1995) |
| Tax Bill | $12,596 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01118-0000-00003 |
| Primary APN | 14-01118-0000-00003 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,550 sqft Living Area |
|---|
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Lot Area | 15,028 sqft (0.345 acres) |
| Old Parcel Number | 1400187D00003 |
|---|---|
| Street Address | 26 HARMER TER |
| City | WAYNE |
| State | NJ |
| Zip | 07470-2869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ROLLING HILLS/PREAKNESS SEC I |
| Legal Block | 1118 |
| Legal Lot Number | 3 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 246104 |
26 Harmer Ter is owned and occupied by two individuals who acquired it in April 1998.
Source: Passaic County and Wayne Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 26 HARMER TER, WAYNE, NJ 07470-2869 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2023 | Deed of Trust, Mortgage · Commercial Mortgage VALLEY BANK |
| Nov 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage 1ST 2ND MORTGAGE CO OF NEW JERSEY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 1995 · Amount on File |
| Deed Sale | Mar 21, 1995 · Amount on File |
| Deed Book / Page | 138 / 552 |
| Last Transfer Date | Apr 16, 1998 |
| Transfer Doc | 0000066324 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 26 HARMER TER, WAYNE, NJ 07470-2869 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 26 HAMMER TER, WAYNE, NJ |
| Document Number | 0000018739 |
|---|---|
| Date | Jun 9, 2023 |
| Book Page | M18511/64 |
| Instrument | 2023018739 |
| Name | VALLEY BANK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | May 25, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 26 HARMER TER, WAYNE, NJ 07470-2869 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PRIMETIME TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000053681 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | M15840/0272 |
| Instrument | 2019053681 |
| Name | 1ST 2ND MORTGAGE CO OF NEW JERSEY INC |
|---|---|
| Type | Mortgage Company |
| Address | CRESSKILL, NJ 07626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 26 Harmer Ter was $12,596, up 0.9% from the year before.
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $210,000 (-) Land $121,000 Building $89,000 | $210,000 (-) Land $121,000 Building $89,000 | |
| 2025 | $12,596.00 (+0.88%) | $210,000 Land $121,000 Building $89,000 | $210,000 Land $121,000 Building $89,000 |
| 2024 | $12,486.00 | ||
| 2023 | $210,000 Land $121,000 Building $89,000 | $210,000 Land $121,000 Building $89,000 | |
| 2022 | $11,873.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 26 Harmer Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1982–2021) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 26 Harmer Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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