25 Harmer Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 25 Harmer Ter, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	1,570 sqft · built 1962
Lot Size	0.354 acres (15,420 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Feb 2022)
Tax Bill	$11,924 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-01115-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`14-01115-0000-00003`
Alternative APNs	`1400187C00003` `140111500003`

Interior

Building Area	1,570 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Bi-Level
Lot Area	15,420 sqft (0.354 acres)

Location & Zoning

Old Parcel Number	1400187C00003
Street Address	25 HARMER TER
City	WAYNE
State	NJ
Zip	07470-2811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TOWNSHIP/WAYNE
Legal Block	1115
Legal Lot Number	3
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1019
Census Tract	246104

Owner

25 Harmer Ter is owned and occupied by two individuals who bought it in February 2022.

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	25 HARMER TER, WAYNE, NJ 07470-2811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2022 · Amount on File
Deed Sale	Feb 7, 2022 · Amount on File
Deed Document Number	20227823
Deed Book / Page	4237 / 243
Record Updated	Sep 20, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Feb 7, 2022
Property Address	25 HARMER TER, WAYNE, NJ 07470-2811
Document Number	0000007823
Book / Page	D4237 / 243
Instrument Date	Jan 11, 2022
Instrument	2022007823
Transaction Type	Transfer
Record Updated	Mar 4, 2022
Title Company	RESIDENTIAL COMMERCIAL TITLE AGENCY LLC, RESIDENTIAL COM TTL AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,616.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 FIELD CT, 4, OAK RIDGE, NJ 07438-9129

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25 HARMER TER, WAYNE, NJ 07470-2811

Mortgage

Document Number	0000007824
Date	Feb 7, 2022
Instrument	2022007824

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 25 Harmer Ter was $11,924, up 0.9% from the year before.

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,800 (-) Land $121,400 Building $77,400	$198,800 (-) Land $121,400 Building $77,400
2025	$11,924.00 (+0.88%)	$198,800 Land $121,400 Building $77,400	$198,800 Land $121,400 Building $77,400
2024	$11,820.00
2023		$198,800 Land $121,400 Building $77,400	$198,800 Land $121,400 Building $77,400
2022	$10,990.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 25 Harmer Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1982–2021)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Harmer Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20