26 Gray Gardens E, Cambridge, MA 02138 Property Records

Middlesex County and Cambridge City property record for 26 Gray Gardens E, Cambridge, MA 02138

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 3,795 sqft · built 1921
Lot Size0.278 acres (12,090 sqft)
OwnerIndividual Name on Record
Tax Bill$29,160 (2025)
Deeds & MortgagesOct 2022 Refinance
Flood ZoneZone X (minimal risk)
APN207-26

Property Details

APN / Parcel Number

Primary APN207-26
Alternative APN
  • CAMB M:00207 L:00026

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories3 Stories
Building Area3,795 sqft Living Area
Gross Area5,718 sqft
1st Floor Area1,516 sqft
Basement Area1,302 sqft
Unfinished Basement1,302 sqft
Fireplaces1 Fireplace
FireplaceFireplace
Central VacuumCentral Vacuum

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1921
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,090 sqft (0.278 acres)
Garage TypeCovered
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelGas

Location & Zoning

Street Address26 GRAY GDNS E
CityCAMBRIDGE
StateMA
Zip02138-1402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-2
Legal Lot Number26
JurisdictionCAMBRIDGE MA
Township / Civil DivisionCAMBRIDGE
Census Block Group2
Census Block2008
Census Tract354500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Gray Gardens East and West Historic District
listed 1986 · 26 contributing resources · NRIS 86001283

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Cambridge City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address26 GRAY GDNS E, CAMBRIDGE, MA 02138-1402
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2015
Deed SaleMay 8, 2015
Prior SaleAug 23, 1989 · Amount on Record
Deed Document Number20151698417
Deed Book / Page1060 / 151
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMBRIDGE MA
Property Address26 GRAY GDNS E, CAMBRIDGE, MA 02138-1402
Transaction TypeMortgage
Record UpdatedNov 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001925669
DateOct 26, 2022
Instrument1925669
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

Tax Assessment & Valuation

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityCambridge City
Unified School DistrictCambridge School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$29,160.00 (+7.12%)$4,592,100 (-0.13%) Land $2,388,100 Building $2,204,000$5,466,965 (-0.67%)
2024$27,222.00 (+6.54%)$4,598,300 (+5.47%) Land $2,488,800 Building $2,109,500$5,504,015
2023$25,550.00$4,360,000 Land $2,536,200 Building $1,823,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIDGE WATER DEPARTMENT
serves 118,214 people · EPA ID MA3049000
Water SourceSurface water
Last State InspectionJun 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 853 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Starry.

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