22 Gray Gardens E, Cambridge, MA 02138 Property Records

Middlesex County and Cambridge City property record for 22 Gray Gardens E, Cambridge, MA 02138

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,747 sqft · built 1962
Lot Size	0.188 acres (8,171 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,790,000 (Jun 2004)
Tax Bill	$27,165 (2025)
Deeds & Mortgages	Sep 2021 Refinance Sep 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`207-27`

Property Details

APN / Parcel Number

Primary APN	`207-27`
Alternative APN	`CAMB M:00207 L:00027`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	3,747 sqft Living Area
Gross Area	5,335 sqft
1st Floor Area	1,221 sqft
Basement Area	1,221 sqft
Unfinished Basement	1,221 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	8,171 sqft (0.188 acres)
Garage Type	Covered
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	22 GRAY GDNS E
City	CAMBRIDGE
State	MA
Zip	02138-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Lot Number	27
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2008
Census Tract	354500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Gray Gardens East and West Historic District listed 1986 · 26 contributing resources · NRIS 86001283

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Cambridge City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 GRAY GDNS E, CAMBRIDGE, MA 02138-1402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Sep 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2004 · Amount on Record
Deed Sale	Jun 25, 2004 · Amount on Record
Prior Sale	Sep 13, 1988 · Amount on Record
Deed Book / Page	1286 / 125
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	22 GRAY GDNS E, CAMBRIDGE, MA 02138-1402
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001892937
Date	Sep 9, 2021
Instrument	1892937

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	22 GRAY GDNS E, CAMBRIDGE, MA 02138-1402
Transaction Type	Mortgage
Record Updated	Sep 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1892937
Date	Sep 9, 2021
Instrument	1892937

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27,165.00 (+7.28%)	$4,277,900 (+0.01%) Land $2,031,000 Building $2,246,900	$3,772,925 (+3.38%)
2024	$25,322.00 (+14.73%)	$4,277,300 (+13.57%) Land $2,116,600 Building $2,160,700	$3,649,615
2023	$22,070.00	$3,766,200 Land $2,157,000 Building $1,609,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 853 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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