26 Gerald Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 26 Gerald Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,224 sqft · built 1963
Lot Size	0.413 acres (18,000 sqft)
Owner	Individual Name on File
Last Sale	$180,870 (Aug 2022)
Tax Bill	$3,061 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`537000A000`

Property Details

APN / Parcel Number

Primary APN	`537000A000`
Alternative APN	`3-0036-4277-00-0026.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
Gross Area	2,784 sqft
1st Floor Area	1,224 sqft
Basement Area	1,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,000 sqft (0.413 acres)
Lot Dimensions	180 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	403 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	537000A000
Street Address	26 GERALD DR
City	SAINT CHARLES
State	MO
Zip	63304-6938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	GLENBROOK LOT 26
Legal Subdivision	GLENBROOK
Legal Lot Number	26
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	2
Census Block	2001
Census Tract	311150

Owner

26 Gerald Dr is owned and occupied by an individual who bought it in August 2022.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	26 GERALD DR, SAINT CHARLES, MO 63304-6938
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Affidavit of Death of Joint Tenant, Transfer · FHA Mortgage JLB CORP
Aug 5, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jan 31, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Dec 4, 2018	Quit Claim Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2022 · Amount on File
Deed Sale	Aug 4, 2022 · Amount on File
Prior Sale	Dec 4, 2018 · Amount on File
Deed Document Number	202243363
Prior Transfer Date	Aug 3, 2022
Prior Transfer Doc	0000043363
Record Updated	Oct 29, 2026

August 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Aug 4, 2022
Property Address	26 GERALD DR, SAINT CHARLES, MO 63304-6938
Document Number	0000043363
Map Reference	MB 7 PG 52
Instrument Date	Jul 28, 2022
Instrument	2022R-043363
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043364
Date	Aug 4, 2022
Instrument	2022R-043364

Lender

Name	JLB CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	26 GERALD DR, SAINT CHARLES, MO 63304-6938
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 GERALD DR, SAINT CHARLES, MO 63304-6938

Mortgage

Document Number	2021R065619
Date	Aug 5, 2021
Instrument	2021R-065619

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Feb 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	26 GERALD DR, SAINT CHARLES, MO 63304-6938
Document Number	0072261707
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 GERALD DR ST CHARLES MO 633046938, ST CHARLES, MO 63304-6938

Mortgage

Document Number	0072261707
Date	Feb 5, 2020
Book Page	007226/001707
Instrument	73080

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2050

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 4, 2018
Property Address	26 GERALD DR, SAINT CHARLES, MO 63304-6938
Document Number	0070092279
Book / Page	007009 / 002279
Instrument Date	Oct 12, 2018
Instrument	676210
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 GERALD DR ST CHARLES MO 633046938, ST CHARLES, MO 63304-6938

Mortgage

Document Number	70092283
Date	Dec 4, 2018
Book Page	007009/002283
Instrument	676220

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 26 Gerald Dr was $3,061, up 9.7% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,483 (-)	$270,963 (-) Building $270,963
2025	$3,061.00 (+9.71%)	$51,483	$270,963 Building $270,963
2024	$2,790.00
2023		$46,583
2022			$245,174 Building $245,174

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 26 Gerald Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Gerald Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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