St. Charles County property record for 19 Gerald Dr, Saint Charles, MO 63304 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,382 sqft · built 1962 |
| Lot Size | 0.468 acres (20,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $138,000 (Jan 2008) |
| Tax Bill | $2,630 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 537450A000 |
| Primary APN | 537450A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,382 sqft Living Area |
| Gross Area | 1,928 sqft |
| 1st Floor Area | 992 sqft |
| Basement Area | 716 sqft |
| Finished Basement | 390 sqft |
| Unfinished Basement | 326 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,400 sqft (0.468 acres) |
| Lot Dimensions | 120 ft deep x 170 ft wide |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 221 sqft |
| Deck Area | Deck Area |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 537450A000 |
|---|---|
| Street Address | 19 GERALD DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-6938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADY EST LOT A S PT SE 1/4 SE 1/4 |
| Legal Subdivision | SHADY EST |
| Legal Lot Number | A |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 311150 |
Source: St. Charles County records · APN 537450A000
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19 GERALD DR, SAINT CHARLES, MO 63304-6938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 11, 2008 · Amount on Record |
| Deed Sale | Jan 11, 2008 · Amount on Record |
| Deed Document Number | 200827390 |
| Deed Book / Page | 4909 / 1786 |
| Prior Transfer Date | Dec 31, 2007 |
| Prior Transfer Doc | 0049091786 |
| Record Updated | Jun 08, 2026 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,630.00 (+10.04%) | $44,173 (+10.87%) | $232,492 (+10.87%) Building $232,492 |
| 2024 | $2,390.00 | ||
| 2023 | $39,842 | ||
| 2022 | $209,695 Building $209,695 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111502, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 377 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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