1. Home
  2. Maryland
  3. Frederick County
  4. Thurmont
  5. Frederick Rd

26 Frederick Rd, Thurmont, MD 21788 Property Records

Frederick County property record for 26 Frederick Rd, Thurmont, MD 21788

Property Summary

Property TypeCommercial
Details3 ba · 3,418 sqft · built 2006
Lot Size0.397 acres (17,296 sqft)
Owner2 Individual Names on File
Last Sale$415,000 (May 2006)
Tax Bill$5,539 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone AE (high risk)
APN15-328479

Property Details

APN / Parcel Number

Primary APN15-328479
Alternative APN
  • 328479

Interior

Full Baths3 Baths
Stories2 Stories
Building Area3,418 sqft Gross Area
1st Floor Area1,167 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area17,296 sqft (0.397 acres)
Lot Dimensions252 ft deep x 70 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area68 sqft
Deck Area168 sqft
Shed1 Shed
Shed Area768 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number328479
Street Address26 FREDERICK RD
CityTHURMONT
StateMD
Zip21788-1809
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeVC
Legal DescriptionLT 70 X 252 FREDK RD. THURMONT
Legal SubdivisionTHURMONT
Legal Block270
JurisdictionFREDERICK MD
Township / Civil Division15, THURMONT
Census Block Group6
Census Block6008
Census Tract753001

Owner

26 Frederick Rd, a commercial property, is owned and occupied by two individuals who bought it in May 2006.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address26 FREDERICK RD, THURMONT, MD 21788-1809
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2006 · Amount on File
Deed SaleMay 3, 2006 · Amount on File
Prior SaleAug 29, 2005 · Amount on File
Deed Document Number200663060
Deed Book / Page5993 / 395
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address26 FREDERICK RD, THURMONT, MD 21788-1809
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyLAFAYETTE SETMNT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 FREDERICK RD, THURMONT, MD 21788-1809

Mortgage

Document Number0151330056
DateJul 28, 2021
Book Page15133/56
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term205 Months
DueAug 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 26 Frederick Rd was $5,539 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityThurmont Town
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$413,200 Land $58,400 Building $354,800$413,200 Land $58,400 Building $354,800
2025$5,539.00
2023$4,986.00 Homeowner's exemption$329,200 Land $61,100 Building $268,100$329,200 Land $61,100 Building $268,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Frederick Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Frederick Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF THURMONT
serves 6,200 people · EPA ID MD0100023
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2025
Lead4 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000

May also be available: Verizon.

Nearby Properties on Frederick Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures