24 Frederick Rd, Thurmont, MD 21788 Property Records

Frederick County property record for 24 Frederick Rd, Thurmont, MD 21788

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,260 sqft · built 1925
Lot Size	0.419 acres (18,274 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jun 2020)
Tax Bill	$3,726 (2023)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`15-328584`

Property Details

APN / Parcel Number

Primary APN	`15-328584`
Alternative APN	`328584`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,260 sqft Total Area
1st Floor Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	18,274 sqft (0.419 acres)
Porch	Enclosed Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	328584
Street Address	24 FREDERICK RD
City	THURMONT
State	MD
Zip	21788-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 18,274 SQ. FT. FRED'K RD. THURMONT
Legal Subdivision	THURMONT
Legal Block	270
Legal Lot Number	18 274
Jurisdiction	FREDERICK MD
Township / Civil Division	15, THURMONT
Census Block Group	6
Census Block	6008
Census Tract	753001

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	24 FREDERICK RD, THURMONT, MD 21788-1809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2020 · Amount on Record
Deed Sale	Jun 3, 2020 · Amount on Record
Prior Sale	Jul 6, 2012 · Amount on Record
Deed Document Number	0013779249
Deed Book / Page	13779 / 249
Record Updated	Jun 7, 2026

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 3, 2020
Property Address	24 FREDERICK RD, THURMONT, MD 21788-1809
Document Number	0137790249
Book / Page	13779 / 249
Instrument Date	May 18, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	RGS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13305 JIMTOWN RD, 13305, THURMONT, MD 21788-2263

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	24 FREDERICK RD, THURMONT, MD 21788-1809

Mortgage

Document Number	0137790256
Date	Jun 3, 2020
Book Page	13779/256

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Thurmont Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,726.00 Homeowner's exemption	$243,800 Land $61,800 Building $182,000	$243,800 Land $61,800 Building $182,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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