26 E Lake Rd, Cohocton, NY 14826 Property Records

Steuben County and Wayland Town property record for 26 E Lake Rd, Cohocton, NY 14826

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,800 sqft · built 1920
Lot Size	0.081 acres (3,536 sqft)
Owner	Individual Name on File
Last Sale	$560,000 (Dec 2024)
Tax Bill	$9,257 (2026)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Aug 2019 Sale
APN	`0004210-000`

Property Details

APN / Parcel Number

Primary APN	`0004210-000`
Alternative APNs	`467489 054.11-01-022.000` `74890540110001022000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
1st Floor Area	900 sqft
2nd Floor Area	900 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	3,536 sqft (0.081 acres)
Lot Dimensions	68 ft deep x 52 ft wide
View / Lot	Waterfront
Porch	Slab
Porch Area	801 sqft
Boat House	Boat House

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0004210-000
Street Address	26 E LAKE RD
City	COHOCTON
State	NY
Zip	14826-9757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AW
Legal Description	SCHWARTZ HIGHWAY GLEASON LAKE
Legal Block	1
Legal Lot Number	22.000
Jurisdiction	STEUBEN NY
Township / Civil Division	WAYLAND
Census Block Group	1
Census Block	1040
Census Tract	960400

Owner

26 E Lake Rd is owned by an individual who bought it in December 2024.

Source: Steuben County and Wayland Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	161 S MAIN ST, FAIRPORT, NY 14450-2517
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage ESL FCU
Aug 20, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2024 · Amount on File
Deed Sale	Dec 31, 2024 · Amount on File
Prior Sale	Aug 31, 1994 · Amount on File
Deed Book / Page	3135 / 142
Prior Transfer Date	Jun 24, 2019
Record Updated	Oct 29, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN NY
Recording Date	Dec 31, 2024
Property Address	26 E LAKE RD, COHOCTON, NY 14826-9757
Document Number	003135/142
Book / Page	3135 / 142
Instrument Date	Dec 19, 2024
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	161 S MAIN ST, FAIRPORT, NY 14450-2517

Mortgage

Document Number	0005136209
Date	Dec 31, 2024
Instrument	5136/209

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN NY
Recording Date	Aug 20, 2019
Property Address	26 E LAKE RD, COHOCTON, NY 14826-9757
Document Number	002783/108
Book / Page	2783 / 108
Instrument Date	Jun 24, 2019
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 W NAPLES ST, WAYLAND, NY 14572-1333

Tax Assessment & Valuation

The 2026 property tax bill for 26 E Lake Rd was $9,257, up 1.4% from the year before.

Source: Steuben County and Wayland Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
County Subdivision	Wayland Town
Unified School District	Wayland-Cohocton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,257.00 (+1.45%)
2025	$9,125.00	$272,800 Land $47,100 Building $225,700	$363,733 Land $62,800 Building $300,933
2023		$272,800 Land $47,100 Building $225,700	$299,780 Land $51,758 Building $248,022

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 26 E Lake Rd; there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1981–2024)
Most Recent Claim	Aug 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 E Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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