24 E Lake Rd, Cohocton, NY 14826 Property Records

Steuben County and Wayland Town property record for 24 E Lake Rd, Cohocton, NY 14826

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,473 sqft · built 2005
Lot Size	0.105 acres (4,581 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Nov 2011)
Tax Bill	$9,555 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2018 Mortgage
APN	`0004211-000`

Property Details

APN / Parcel Number

Primary APN	`0004211-000`
Alternative APNs	`467489 054.11-01-024.000` `74890540110001024000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,473 sqft Living Area
1st Floor Area	982 sqft
Upper Floors Area	491 sqft
Basement Area	854 sqft
Finished Basement	854 sqft
Game Room	Game Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	4,581 sqft (0.105 acres)
Lot Dimensions	82 ft deep x 55.9 ft wide
View / Lot	Waterfront

Exterior Amenities

Porch	Slab
Porch Area	523 sqft
Patio Area	189 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0004211-000
Street Address	24 E LAKE RD
City	COHOCTON
State	NY
Zip	14826-9757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AW
Legal Description	TS 10/03
Legal Block	1
Legal Lot Number	24.000
Jurisdiction	STEUBEN NY
Township / Civil Division	WAYLAND
Census Block Group	1
Census Block	1040
Census Tract	960400

Owner

24 E Lake Rd is owned and occupied by two individuals who bought it in November 2011.

Source: Steuben County and Wayland Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24 E LAKE RD, COHOCTON, NY 14826-9757
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Deed of Trust, Mortgage · Second Mortgage (Down Payment) FIRST HERITAGE FEDERAL CREDIT UNION
Aug 3, 2018	Deed of Trust, Mortgage SERVU FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2011 · Amount on File
Deed Sale	Nov 15, 2011 · Amount on File
Deed Book / Page	2361 / 114
Prior Transfer Date	Jun 14, 2006
Prior Transfer Doc	0000002025/000000001
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	24 E LAKE RD, COHOCTON, NY 14826-9757
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4608/275
Date	Nov 10, 2020
Book Page	4608/275
Instrument	DL1673

Lender

Name	FIRST HERITAGE FEDERAL CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	349 Months
Due	Dec 1, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	24 E LAKE RD, COHOCTON, NY 14826-9757
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004321/0000000256
Date	Aug 3, 2018
Book Page	0000004321/0000000256

Lender

Name	SERVU FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	113 Months
Due	Jan 1, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 24 E Lake Rd was $9,555, up 1.4% from the year before.

Source: Steuben County and Wayland Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
County Subdivision	Wayland Town
Unified School District	Wayland-Cohocton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,555.00 (+1.44%)
2025	$9,419.00	$281,600 Land $49,400 Building $232,200	$375,467 Land $65,867 Building $309,600
2023		$281,600 Land $49,400 Building $232,200	$309,451 Land $54,286 Building $255,165

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 24 E Lake Rd; there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1981–2024)
Most Recent Claim	Aug 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 E Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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