Passaic County and Wayne Township property record for 26 Debbie Ct, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,170 sqft · built 1964 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $750,000 (Jan 2024) |
| Tax Bill | $14,623 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jan 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02423-0000-00008 |
| Primary APN | 14-02423-0000-00008 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,170 sqft Living Area |
|---|
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Split Level |
| Lot Area | 14,985 sqft (0.344 acres) |
| Old Parcel Number | 1400588B00007 |
|---|---|
| Street Address | 26 DEBBIE CT |
| City | WAYNE |
| State | NJ |
| Zip | 07470-6526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | FARMINGDALE ESTATES SEC 2 |
| Legal Block | 2423 |
| Legal Lot Number | 8 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 246201 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 26 DEBBIE CT, WAYNE, NJ 07470-6526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS BANK & TRUST |
| Jan 12, 2024 | Deed, Transfer · Conventional Mortgage FARMERS BANK & TRUST |
| Jun 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 15, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2024 · Amount on Record |
| Deed Sale | Jan 12, 2024 · Amount on Record |
| Prior Sale | Jul 20, 2010 · Amount on Record |
| Deed Document Number | 20241624 |
| Deed Book / Page | 4648 / 283 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 26 DEBBIE CT, WAYNE, NJ 07470-6526 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 26 DEBBIE CT, WAYNE, NJ 07470-6526 |
| Document Number | 0000004094 |
|---|---|
| Date | Feb 4, 2026 |
| Book Page | M19778/209 |
| Instrument | 2026004094 |
| Name | FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | GREAT BEND, KS 67530 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jan 12, 2024 |
| Property Address | 26 DEBBIE CT, WAYNE, NJ 07470-6526 |
| Document Number | 0000001624 |
| Book / Page | D4648 / 283 |
| Instrument Date | Jan 4, 2024 |
| Instrument | 2024001624 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2024 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 34 WHEELER RD, WAYNE, NJ 07470-8206 |
| Name | Verified Name |
|---|---|
| Address | 26 DEBBIE CT, WAYNE, NJ 07470-6526 |
| Document Number | 0000001625 |
|---|---|
| Date | Jan 12, 2024 |
| Instrument | 2024001625 |
| Name | FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 26 DEBBIE CT, WAYNE, NJ 07470-6526 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Title Company | RESIDENTIAL COMMERCIAL TITLE AGENCY LLC, RESIDENTIAL COM TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000042244 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | M17237/151 |
| Instrument | 2021042244 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 26 DEBBIE CT, WAYNE, NJ 07470-6526 |
| Document Number | 0000001418 |
| Instrument Date | Dec 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 26 DEBBIE CT WAYNE NJ 074706526, WAYNE, NJ 07470-6526 |
| Document Number | 0000001418 |
|---|---|
| Date | Jan 9, 2018 |
| Book Page | 014848/000103 |
| Instrument | 1418 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 8, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $243,800 (-) Land $136,000 Building $107,800 | $243,800 (-) Land $136,000 Building $107,800 | |
| 2025 | $14,623.00 (+0.88%) | $243,800 (-) Land $136,000 Building $107,800 | $243,800 (-) Land $136,000 Building $107,800 |
| 2024 | $14,496.00 (+5.17%) | ||
| 2023 | $243,800 (-) Land $136,000 Building $107,800 | $243,800 (-) Land $136,000 Building $107,800 | |
| 2022 | $13,784.00 | $243,800 Land $136,000 Building $107,800 | $243,800 Land $136,000 Building $107,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1978–2011) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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