Passaic County and Wayne Township property record for 20 Debbie Ct, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,986 sqft · built 1964 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $625,000 (Mar 2018) |
| Tax Bill | $19,158 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Mar 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02423-0000-00007 |
| Primary APN | 14-02423-0000-00007 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,986 sqft Living Area |
|---|
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Colonial |
| Lot Area | 14,985 sqft (0.344 acres) |
| Old Parcel Number | 1400588B00008 |
|---|---|
| Street Address | 20 DEBBIE CT |
| City | WAYNE |
| State | NJ |
| Zip | 07470-6526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Subdivision | FARMINGDALE ESTATES SEC 2 |
| Legal Block | 2423 |
| Legal Lot Number | 7 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 246201 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 DEBBIE CT, WAYNE, NJ 07470-6526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2023 | Deed of Trust, Mortgage · Line of Credit VAST BANK NA |
| Mar 26, 2021 | Deed of Trust, Mortgage · Line of Credit VAST BANK NA |
| Sep 20, 2019 | Deed of Trust, Mortgage · Line of Credit VALLEY NATIONAL BANK |
| Mar 22, 2018 | Grant Deed, Transfer WORLD WIDE LAND TRANSFER INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2018 · Amount on Record |
| Deed Sale | Mar 22, 2018 · Amount on Record |
| Prior Sale | Feb 22, 1991 · Amount on Record |
| Deed Document Number | 201813162 |
| Deed Book / Page | 3270 / 191 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 20 DEBBIE CT, WAYNE, NJ 07470-6526 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20 DEBBIE CT, WAYNE, NJ 07470-6526 |
| Document Number | 0000011405 |
|---|---|
| Date | Apr 4, 2023 |
| Book Page | M18437/56 |
| Instrument | 2023011405 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 20 DEBBIE CT, WAYNE, NJ 07470-6526 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 20 DEBBIE CT, WAYNE, NJ 07470-6526 |
| Document Number | 0000021476 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | M16973/297 |
| Instrument | 2021021476 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 20 DEBBIE CT, WAYNE, NJ 07470-6526 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000042140 |
|---|---|
| Date | Sep 20, 2019 |
| Book Page | M15720/0293 |
| Instrument | 2019042140 |
| Name | VALLEY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Mar 22, 2018 |
| Property Address | 20 DEBBIE CT, WAYNE, NJ 07470-6526 |
| Document Number | 0000013162 |
| Book / Page | 003270 / 000191 |
| Instrument Date | Mar 16, 2018 |
| Instrument | 13162 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2018 |
| Title Company | WORLD WIDE LAND TRANSFER INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $625.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 DEBBIE CT WAYNE NJ 074706526, WAYNE, NJ 07470-6526 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $319,400 (-) Land $136,000 Building $183,400 | $319,400 (-) Land $136,000 Building $183,400 | |
| 2025 | $19,158.00 (+0.88%) | $319,400 (-) Land $136,000 Building $183,400 | $319,400 (-) Land $136,000 Building $183,400 |
| 2024 | $18,991.00 (+5.17%) | ||
| 2023 | $319,400 Land $136,000 Building $183,400 | $319,400 Land $136,000 Building $183,400 | |
| 2022 | $18,058.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1978–2011) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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