Middlesex County and Watertown City property record for 26 Concord Rd, Watertown, MA 02472
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 2 ba · 1,280 sqft · built 1900 |
| Lot Size | 0.141 acres (6,181 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $851,500 (Apr 2026) |
| Tax Bill | $8,345 (2026) |
| Deeds & Mortgages | Apr 2023 Refinance Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 300338-16 |
| Primary APN | 300338-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,280 sqft Living Area |
| Gross Area | 2,775 sqft |
| Basement Area | 510 sqft |
| Unfinished Basement | 510 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,181 sqft |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 9661 |
|---|---|
| Street Address | 26 CONCORD RD |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-1975 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | T |
| Legal Subdivision | 24-26 CONCORD ROAD CONDO |
| Legal Block | 13 |
| Legal Lot Number | 253B |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 370401 |
Source: Middlesex County and Watertown City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 26 CONCORD RD, 26, WATERTOWN, MA 02472-1975 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 25, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Apr 1, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage LEADER BANK NA |
| Mar 4, 2020 | Deed of Trust, Mortgage · Line of Credit PEOPLE'S UNITED BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2026 · Amount on Record |
| Deed Sale | Apr 1, 2026 · Amount on Record |
| Prior Sale | May 26, 2010 · Amount on Record |
| Deed Document Number | 20261997065 |
| Prior Transfer Date | Mar 21, 2026 |
| Prior Transfer Doc | 0001997065 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 26 CONCORD RD, WATERTOWN, MA 02472-1975 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001935867 |
|---|---|
| Date | Apr 25, 2023 |
| Instrument | 1935867 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Apr 1, 2026 |
| Property Address | 26 CONCORD RD, WATERTOWN, MA 02472-1975 |
| Document Number | 0001997065 |
| Instrument Date | Mar 21, 2026 |
| Instrument | 20261997065 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 26 CONCORD RD, 26, WATERTOWN, MA 02472-1975 |
| Date | Apr 1, 2026 |
|---|
| Name | LEADER BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 26 CONCORD RD, WATERTOWN, MA 02472-1975 |
| Document Number | 0001848364 |
| Instrument Date | Mar 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 26 CONCORD RD #26 WATERTOWN MA 024721975, 26, WATERTOWN, MA 02472-1975 |
| Document Number | 0001848364 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 1848364 |
| Name | PEOPLE'S UNITED BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,345.00 (+4.46%) | $684,000 (-) Building $684,000 | $775,281 (+8.52%) |
| 2025 | $7,989.00 (-0.71%) | $684,000 (-0.54%) Building $684,000 | $714,400 (-8.58%) |
| 2024 | $8,046.00 (-10.46%) | $687,700 (+3.93%) Building $687,700 | $781,470 |
| 2023 | $8,986.00 | $661,700 Building $661,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures