Middlesex County and Watertown City property record for 16 Concord Rd, Watertown, MA 02472
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3 ba · 2,769 sqft · built 1910 |
| Lot Size | 0.119 acres (5,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,200,000 (Sep 2025) |
| Tax Bill | $12,912 (2026) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jun 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 44660-33 |
| Primary APN | 44660-33 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,769 sqft Living Area |
| Gross Area | 5,351 sqft |
| Basement Area | 1,197 sqft |
| Unfinished Basement | 1,197 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,200 sqft (0.119 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 709 |
|---|---|
| Street Address | 16 CONCORD RD |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-1975 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | T |
| Legal Block | 15 |
| Legal Lot Number | 255 |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 370401 |
Source: Middlesex County and Watertown City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16 CONCORD RD, 18, WATERTOWN, MA 02472-1975 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Sep 24, 2025 | Quit Claim Deed, Transfer WATERTOWN SAVINGS BANK |
| Jun 27, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on Record |
| Deed Sale | Sep 24, 2025 · Amount on Record |
| Prior Sale | Jul 1, 2011 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Sep 24, 2025 |
| Property Address | 16 CONCORD RD, WATERTOWN, MA 02472-1975 |
| Document Number | 0001985589 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 1985589 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 CONCORD RD # 18, 18, WATERTOWN, MA 02472-1975 |
| Document Number | 0001985590 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 1985590 |
| Name | WATERTOWN SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Jun 27, 2025 |
| Property Address | 16 CONCORD RD, WATERTOWN, MA 02472-1975 |
| Document Number | 0001979880 |
| Instrument Date | Jun 11, 2025 |
| Instrument | 1979880 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 HUNTERS RIDGE WAY, HOPKINTON, MA 01748-1084 |
Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,912.00 (+7.4%) | $1,058,400 (+2.83%) Land $522,400 Building $536,000 | $1,216,395 |
| 2025 | $12,022.00 (+7.96%) | $1,029,300 (+8.14%) Land $522,400 Building $506,900 | |
| 2024 | $11,136.00 (-11.32%) | $951,800 (+2.93%) Land $508,500 Building $443,300 | |
| 2023 | $12,557.00 | $924,700 Land $486,400 Building $438,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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