26 Cherry St, Unit 4, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 26 Cherry St, Unit 4, Spencer, MA 01562

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,226 sqft · built 2004
Lot Size	0.163 acres (7,080 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (May 2021)
Tax Bill	$2,590 (2026)
Deeds & Mortgages	May 2021 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00U07 B:01381 L:00004`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00U07 B:01381 L:00004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	6 Units
Stories	2 Stories
Building Area	1,226 sqft Living Area
Gross Area	1,728 sqft
Basement Area	502 sqft
Unfinished Basement	502 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,080 sqft (0.163 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	26 CHERRY ST, 4
City	SPENCER
State	MA
Zip	01562-2200
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	VR
Legal Subdivision	CARRIAGE HOUSE TWNHSES SPENCER
Legal Block	1381
Legal Lot Number	4
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2002
Census Tract	726200

Owner

26 Cherry St, Unit 4 is owned and occupied by an individual who bought it in May 2021.

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	26 CHERRY ST, 4, SPENCER, MA 01562-2200
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ST MARYS CREDIT UNION
May 28, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ST MARYS CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2021 · Amount on File
Deed Sale	May 28, 2021 · Amount on File
Prior Sale	Jan 29, 2010 · Amount on File
Deed Document Number	202175206
Deed Book / Page	65284 / 392
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	26 CHERRY ST UNIT 4, 4, SPENCER, MA 01562-2200
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65285-22
Date	May 28, 2021
Book Page	65285/22
Instrument	75208

Lender

Name	ST MARYS CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	May 28, 2021
Property Address	26 CHERRY ST UNIT 4, 4, SPENCER, MA 01562-2200
Document Number	65284-392
Book / Page	65284 / 392
Instrument Date	May 28, 2021
Instrument	75206
Transaction Type	Transfer
Record Updated	Jun 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 CHERRY ST UNIT 4, 4, SPENCER, MA 01562-2200

Mortgage

Document Number	75207
Date	May 28, 2021
Instrument	75207

Lender

Name	ST MARYS CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 26 Cherry St, Unit 4 was $2,590, up 9,861.5% from the year before.

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,590.00 (+9,861.54%)	$235,900 (+5.22%) Building $235,900	$261,424 (-0.22%)
2025	$26.00 (-98.89%)	$224,200 (+9.79%) Building $224,200	$262,010
2024	$2,336.00 (+2.01%)	$204,200 (+7.53%) Building $204,200
2023	$2,290.00	$189,900 Building $189,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Cherry St, Unit 4 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Cherry St, Unit 4 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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