26 Cherry St, Unit 3, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 26 Cherry St, Unit 3, Spencer, MA 01562

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,650 sqft · built 2004
Lot Size	0.203 acres (8,850 sqft)
Owner	Individual Name on File
Last Sale	$226,000 (Sep 2021)
Tax Bill	$2,967 (2026)
Deeds & Mortgages	Mar 2023 Refinance Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00U07 B:01381 L:00003`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00U07 B:01381 L:00003`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,650 sqft Living Area
Gross Area	2,439 sqft
Basement Area	789 sqft
Unfinished Basement	789 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,850 sqft (0.203 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	26 CHERRY ST, 3
City	SPENCER
State	MA
Zip	01562-2200
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	VR
Legal Block	1381
Legal Lot Number	3
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2002
Census Tract	726200

Owner

26 Cherry St, Unit 3 is owned by an individual who bought it in September 2021.

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1446 ASHFIELD RD, CONWAY, MA 01341-9787
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU
Sep 9, 2021	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2021 · Amount on File
Deed Sale	Sep 9, 2021 · Amount on File
Prior Sale	Dec 27, 2016
Deed Document Number	2021126668
Deed Book / Page	66022 / 389
Prior Transfer Date	Sep 7, 2021
Prior Transfer Doc	66022-389
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	26 CHERRY ST UNIT 3, 3, SPENCER, MA 01562-2200
Transaction Type	Mortgage
Record Updated	Apr 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068965-211
Date	Mar 30, 2023
Book Page	68965/211
Instrument	24224

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2043

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Sep 9, 2021
Property Address	26 CHERRY ST UNIT 3, 3, SPENCER, MA 01562-2200
Document Number	66022-389
Book / Page	66022 / 389
Instrument Date	Sep 7, 2021
Instrument	126668
Transaction Type	Transfer
Record Updated	Sep 24, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	26 CHERRY ST # UT3, UT3, SPENCER, MA 01562-2200

Tax Assessment & Valuation

The 2026 property tax bill for 26 Cherry St, Unit 3 was $2,967, up 9,79% from the year before.

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,967.00 (+9,79%)	$270,200 (+5.22%) Building $270,200	$281,500 (-5.24%)
2025	$30.00 (-98.88%)	$256,800 (+9.88%) Building $256,800	$297,065
2024	$2,674.00 (+2.1%)	$233,700 (+7.6%) Building $233,700
2023	$2,619.00	$217,200 Building $217,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Cherry St, Unit 3 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Cherry St, Unit 3 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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