Middlesex County and Waltham City property record for 26 Central St, Waltham, MA 02453
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,740 sqft · built 1950 |
| Lot Size | 0.08 acres (3,472 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Jan 2010) |
| Tax Bill | $6,329 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Jun 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 210125 |
| Primary APN | 210125 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,740 sqft Living Area |
| Gross Area | 2,480 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 660 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 3,472 sqft (0.08 acres) |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Account Number | 210125 |
|---|---|
| Street Address | 26 CENTRAL ST |
| City | WALTHAM |
| State | MA |
| Zip | 02453-5404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Subdivision | SUBDIVISION LAND WALTHAM |
| Legal Block | 16 |
| Legal Lot Number | 4A |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 368800 |
26 Central St is owned and occupied by two individuals who bought it in January 2010.
Source: Middlesex County and Waltham City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 26 CENTRAL ST, WALTHAM, MA 02453-5404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2026 | Deed of Trust, Mortgage DIRECT CREDIT UNION |
| Jun 28, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Jul 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK/RI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2010 · Amount on File |
| Deed Sale | Jan 5, 2010 · Amount on File |
| Deed Document Number | 20101709 |
| Deed Book / Page | 54105 / 404 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Recording Date | Aug 7, 2026 |
| Property Address | 26 CENTRAL ST, WALTHAM, MA 02453-5404 |
| Document Number | 0000099467 |
| Book / Page | 85987 / 58 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 202699467 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 26 CENTRAL ST, WALTHAM, MA 02453-5404 |
| Document Number | 0000099467, |
|---|---|
| Date | Aug 7, 2026 |
| Book Page | 85987/58 |
| Instrument | 202699467 |
| Name | DIRECT CREDIT UNION |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 26 CENTRAL ST, WALTHAM, MA 02453-5404 |
| Document Number | 71339-335 |
| Instrument Date | Jun 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2018 |
| Name | Verified Name |
|---|---|
| Address | 26 CENTRAL ST WALTHAM MA 02453, WALTHAM, MA 02453 |
| Document Number | 71339-335 |
|---|---|
| Date | Jul 19, 2018 |
| Book Page | 071339/000335 |
| Instrument | 107780 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 26 CENTRAL ST, WALTHAM, MA 02453-5404 |
| Document Number | 69690-32 |
| Book / Page | 069690 / 000032 |
| Instrument Date | Jul 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2017 |
| Name | Verified Name |
|---|
| Document Number | 69690-32 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 069690/000032 |
| Instrument | 120267 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 30, 2037 |
The 2026 property tax bill for 26 Central St was $6,329, up 6.3% from the year before.
Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,329.00 (+6.33%) | $613,300 (+1.19%) Land $354,800 Building $258,500 | $706,633 (-3.34%) |
| 2025 | $5,952.00 (+2.85%) | $606,100 (+0.97%) Land $323,300 Building $282,800 | $731,025 (-17.33%) |
| 2024 | $5,787.00 (+5.81%) | $600,300 (+13.29%) Land $321,300 Building $279,000 | $884,260 |
| 2023 | $5,469.00 | $529,900 Land $307,900 Building $222,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 26 Central St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 26 Central St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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