Middlesex County and Waltham City property record for 21 Central St, Waltham, MA 02453 · Last verified April 2026
| Property Type | Commercial > Retail > Charitable Organization, Fraternal |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 3 Baths |
| Architecture Style | Raised Ranch |
| Year Built | Built 1970 |
| Square Footage | 3,410 sqft Total Area |
| Lot Size | 5,611 sqft (0.129 acres) |
| Garage | Detached |
| Primary APN | 19839 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 3,410 sqft Total Area |
| Gross Area | 4,182 sqft Gross Area |
| 1st Floor | 1,455 sqft 1st Floor |
| Basement Area | 1,344 sqft Basement |
| Unfinished Basement | 672 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Raised Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,611 sqft (0.129 acres) |
| Garage Type | Detached Garage |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 19839 |
|---|---|
| Street Address | 21 CENTRAL ST |
| City | WALTHAM |
| State | MA |
| Zip | 02453-5403 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Charitable Organization, Fraternal |
| Legal Block | 13 |
| Legal Lot Number | 7 |
| Jurisdiction | WALTHAM MA |
| Minor Civil Division | WALTHAM |
| Census Blockgroup | 5 |
| Census Block | 5000 |
| Census Tract | 368800 |
Source: Middlesex County and Waltham City records · APN 19839
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 135 BEAVER ST, WALTHAM, MA 02452-8412 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 22, 2020 | Deed of Trust, Mortgage WALTHAM, CITY OF |
| Jun 02, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance WALTHAM, CITY OF |
| May 27, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance CITIZENS BANK |
| May 28, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance CITIZENS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 21 CENTRAL ST, WALTHAM, MA 02453-5403 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 075680-179 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 75680/179 |
| Instrument | 167525 |
| Name | WALTHAM, CITY OF |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 21 CENTRAL ST, WALTHAM, MA 02453-5403 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 77919-116 |
|---|---|
| Date | Jun 02, 2021 |
| Book Page | 77919/116 |
| Instrument | 124767 |
| Name | WALTHAM, CITY OF |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 21 CENTRAL ST, WALTHAM, MA 02453-5403 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 77882-333 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 77882/333 |
| Instrument | 121157 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 21 CENTRAL ST, WALTHAM, MA 02453-5403 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 77883-438 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 77883/438 |
| Instrument | 121269 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Waltham City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Assessed Value |
|---|---|
| 2025 | $750,700 (+0.72%) Land $344,000 Building $406,700 |
| 2024 | $745,300 (+14.82%) Land $341,900 Building $403,400 |
| 2023 | $649,100 Land $327,600 Building $321,500 |
21 Central St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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