26 Cedar St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 26 Cedar St, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,454 sqft · built 2006
Lot Size	0.056 acres (2,425 sqft)
Owner	Individual Name on Record
Last Sale	$193,090 (Apr 2017)
Tax Bill	$9,747 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`19-00068-0000-00002-02`

Property Details

APN / Parcel Number

Primary APN	`19-00068-0000-00002-02`
Alternative APNs	`19000680000000020002` `00012770`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,454 sqft Living Area
1st Floor Area	714 sqft
Upper Floors Area	740 sqft
Basement Area	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	2,425 sqft (0.056 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00012770
Street Address	26 CEDAR ST
City	HIGHLANDS
State	NJ
Zip	07732-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ROBERT BOWMAN
Legal Block	68
Legal Lot Number	2.2
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2021
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26 CEDAR ST, HIGHLANDS, NJ 07732-1512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA
Apr 3, 2017	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2017 · Amount on Record
Deed Sale	Apr 3, 2017 · Amount on Record
Prior Sale	Oct 10, 2005 · Amount on Record
Deed Document Number	201734722
Deed Book / Page	9220 / 4178
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	26 CEDAR ST, HIGHLANDS, NJ 07732-1512
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	NEW YORK METRO TITLE AGENCY INC, NEW YORK METRO TTL AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095662582
Date	Dec 17, 2021
Book Page	9566/2582
Instrument	2021180720

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 3, 2017
Property Address	26 CEDAR ST, HIGHLANDS, NJ 07732-1512
Document Number	0000034722
Book / Page	009220 / 004178
Instrument Date	Mar 20, 2017
Instrument	34722
Transaction Type	Transfer
Record Updated	May 19, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$193.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 CEDAR ST HIGHLANDS NJ 07732, HIGHLANDS, NJ 07732

Mortgage

Document Number	34723
Date	Apr 3, 2017
Book Page	009220/004219
Instrument	34723

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2047

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$725,900 (+27.35%) Land $491,300 Building $234,600	$725,900 (+27.35%) Land $491,300 Building $234,600
2025	$9,747.00 (+34.29%)	$570,000 (+67.55%) Land $334,600 Building $235,400	$570,000 (+67.55%) Land $334,600 Building $235,400
2024	$7,258.00 (+15.1%)
2023		$340,200 Land $176,100 Building $164,100	$340,200 Land $176,100 Building $164,100
2022	$6,306.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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