25 Cedar St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 25 Cedar St, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,524 sqft · built 2000
Lot Size	0.048 acres (2,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Dec 2019)
Tax Bill	$9,465 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2019 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`19-00069-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`19-00069-0000-00016`
Alternative APNs	`190006900016` `00013260`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,524 sqft Living Area
1st Floor Area	753 sqft
Upper Floors Area	771 sqft
Basement Area	324 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	2,100 sqft (0.048 acres)
Lot Dimensions	70 ft deep x 30 ft wide
Garage Type	Basement
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	234 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00013260
Street Address	25 CEDAR ST
City	HIGHLANDS
State	NJ
Zip	07732-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C125
Legal Subdivision	HONEYSUCKLE LODGE
Legal Block	69
Legal Lot Number	16
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2002
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 CEDAR ST, HIGHLANDS, NJ 07732-1511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
Dec 10, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage NJ LENDERS
Nov 3, 2017	Grant Deed, Transfer ACRES LAND TITLE AGENCY INC
Mar 15, 2017	Grant Deed, Transfer COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH TITLE COMPANY
Feb 7, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2019 · Amount on Record
Deed Sale	Dec 10, 2019 · Amount on Record
Prior Sale	Nov 3, 2017 · Amount on Record
Deed Document Number	2019117929
Deed Book / Page	9384 / 6570
Last Transfer Date	Oct 25, 2021
Transfer Doc	0000161884
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	25 CEDAR ST, HIGHLANDS, NJ 07732-1511
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094972134
Date	Apr 1, 2021
Book Page	9497/2134
Instrument	2021052923

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 10, 2019
Property Address	25 CEDAR ST, HIGHLANDS, NJ 07732-1511
Document Number	0000117929
Book / Page	009384 / 006570
Instrument Date	Jul 8, 2019
Instrument	117929
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 4, 2020
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 CEDAR ST HIGHLANDS NJ 077321511, HIGHLANDS, NJ 07732-1511

Mortgage

Document Number	117930
Date	Dec 10, 2019
Book Page	009384/006600
Instrument	117930

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2049

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Nov 3, 2017
Property Address	25 CEDAR ST, HIGHLANDS, NJ 07732-1511
Document Number	0000108853
Book / Page	009257 / 004350
Instrument Date	Oct 17, 2017
Instrument	108853
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8 STRAWBERRY LN MONROE NJ 088312374, MONROE, NJ 08831-2374

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 15, 2017
Property Address	25 CEDAR ST, HIGHLANDS, NJ 07732-1511
Document Number	0000027509
Book / Page	009217 / 004079
Instrument Date	Mar 3, 2017
Instrument	27509
Transaction Type	Transfer
Record Updated	May 5, 2017
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$39.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	33 OAKLAND DR W WHITEHOUSE STATION NJ 088893658, WHITEHOUSE STATION, NJ 08889-3658

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 7, 2017
Property Address	25 CEDAR ST, HIGHLANDS, NJ 07732-1511
Document Number	0000015113
Book / Page	009212 / 003295
Instrument Date	Feb 2, 2017
Instrument	15113
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 OAKLAND DR W WHITEHOUSE STATION NJ 088893658, WHITEHOUSE STATION, NJ 08889-3658

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$661,000 (+19.42%) Land $326,500 Building $334,500	$661,000 (+19.42%) Land $326,500 Building $334,500
2025	$9,465.00 (-2.62%)	$553,500 (+19.03%) Land $222,000 Building $331,500	$553,500 (+19.03%) Land $222,000 Building $331,500
2024	$9,720.00 (+7.27%)
2023		$465,000 Land $116,500 Building $348,500	$465,000 Land $116,500 Building $348,500
2022	$9,061.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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