26 Carter St, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 26 Carter St, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,204 sqft · built 1979
Lot Size	0.204 acres (8,850 sqft)
Owner	Individual Name on File
Last Sale	$307,000 (Apr 2026)
Tax Bill	$4,392 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Sep 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`145203 104.15-6-17`

Property Details

APN / Parcel Number

Primary APN	`145203 104.15-6-17`
Alternative APN	`52031041500006017000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,204 sqft Living Area
1st Floor Area	1,204 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,850 sqft (0.204 acres)
Lot Dimensions	118 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	330 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	26 CARTER ST
City	LANCASTER
State	NY
Zip	14086-1810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SC10 75X 118
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	6
Legal Lot Number	17.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1008
Census Tract	14400

Owner

26 Carter St is owned and occupied by an individual who bought it in April 2026.

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	9027 CALPIN PKWY, CLARENCE CENTER, NY 14032-9552
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Sep 17, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2026 · Amount on File
Deed Sale	Apr 16, 2026 · Amount on File
Deed Document Number	20262026071035
Deed Book / Page	11459 / 6867
Prior Transfer Date	May 12, 2016
Prior Transfer Doc	0112965100
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Apr 16, 2026
Property Address	26 CARTER ST, LANCASTER, NY 14086-1810
Document Number	0114596867
Book / Page	11459 / 6867
Instrument Date	Mar 11, 2026
Instrument	202671035
Transaction Type	Transfer
Record Updated	Oct 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124,028.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Date	Apr 16, 2026

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ERIE NY
Recording Date	Sep 17, 2021
Property Address	26 CARTER ST, LANCASTER, NY 14086-1810
Document Number	0113874099
Book / Page	11387 / 4099
Instrument Date	Sep 1, 2021
Instrument	2021184859
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 CARTER ST, 26, LANCASTER, NY 14086-1810

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	46 HIDDEN MEADOW XING, LANCASTER, NY 14086-3279

Tax Assessment & Valuation

The 2026 property tax bill for 26 Carter St was $4,392 with exemptions applied, up 30.9% from the year before.

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Municipality	Lancaster Village
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,392.00 (+30.91%) Homeowner's exemption Senior Citizen's exemption
2025	$3,355.00 (-21.17%)	$125,000 (-) Land $30,200 Building $94,800	$195,313 (+12.51%) Land $47,188 Building $148,125
2024	$4,256.00 Homeowner's exemption Senior Citizen's exemption	$125,000 (-) Land $30,200 Building $94,800	$173,600 (+4.14%) Land $41,942 Building $131,658
2023	Homeowner's exemption Senior Citizen's exemption	$125,000 Land $30,200 Building $94,800	$166,700 Land $40,275 Building $126,425

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 26 Carter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 26 Carter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Carter St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures